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Member
huntforfun
Posts: 8
Registered: ‎05-04-2012

Re: ZYNC Gone???

This is the message i got after clicking confirm and continue button after the travel package page:

We apologize that the offer you are looking for may no longer be available.
Click here to learn more and apply for the current offer.


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Valued Contributor
RockinRay
Posts: 1,938
Registered: ‎08-13-2007

Re: ZYNC Gone???


jd5189 wrote:

Wow! You're right! Even more interesting, is that it doesn't even show it as one of my cards anymore in the top on that page (I just see my PRG). I used to see both the Zync and PRG. I still have it in my account though...  Is that glittery snow card about to melt? I personally love my Zync, and I am debating heavily on to keep the PRG or the Zync at this point... If I kept the Zync, I wonder if they would eventually PC you to a Green??


Hard to say. I would guess they will continue to suport the Zync as many have it. But then again, a nice new card could show up in the mailbox soon!

 

I do not have mine any longer, maybe I should get one while I still can... This card may go the route of the Target Visa...

Ray

** Every Card has a Job, and Every Card does its Job **

Established Contributor
espnjunkie
Posts: 725
Registered: ‎12-14-2011

Re: ZYNC Gone???

I wouldn't be surprised if they discontinue the Zync card either. Aside from helping people get their foot in the door with Amex, the card in and of itself is not a very good rewards card. For no annual fee the Chase Freedom or Discover it have comparable requirements for approval and offer better rewards. Contrary to what it may appear, the standards are not likely that much lower for the Zync than the other charge cards too.

 

They never really advertised the Zync all that much either. It was likely just a test product for a year or two.

“The real measure of your wealth is how much you’d be worth if you lost all your money.” ~Unknown
Merrill+ Visa Signature ($25,000.00), Amex BCP ($29,700.00), Amex Green (NPSL), Capital One Quicksilver World Mastercard ($10,000.00), US Bank Business
TU-778 (04/28/2014))
EX (Plus) - 777 (10/21/2013)
EQ - 735 (April 2013)
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: ZYNC Gone???


espnjunkie wrote:

I wouldn't be surprised if they discontinue the Zync card either. Aside from helping people get their foot in the door with Amex, the card in and of itself is not a very good rewards card. For no annual fee the Chase Freedom or Discover it have comparable requirements for approval and offer better rewards. Contrary to what it may appear, the standards are not likely that much lower for the Zync than the other charge cards too.

 

They never really advertised the Zync all that much either. It was likely just a test product for a year or two.


I agree with that. It sucks because I really like my card!! :smileysad:

 

Oh well, they're goign to do what what they want with it. I would think they want more of that AF from applicants. $25 is small change.

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
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Member
huntforfun
Posts: 8
Registered: ‎05-04-2012

Re: ZYNC Gone???

I know there are better cards out there, but reading the other post about AMEX pulling EX (which is my best report with one old charge off set to fall off in 2014) I would have liked to get my foot in the door with AMEX and was hoping to eventually get a better card down the road. I guess the bright side is im staying in the garden longer.


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Contributor
agforfree5
Posts: 109
Registered: ‎09-26-2012

Re: ZYNC Gone???


espnjunkie wrote:

I wouldn't be surprised if they discontinue the Zync card either. Aside from helping people get their foot in the door with Amex, the card in and of itself is not a very good rewards card. For no annual fee the Chase Freedom or Discover it have comparable requirements for approval and offer better rewards. Contrary to what it may appear, the standards are not likely that much lower for the Zync than the other charge cards too.

 

They never really advertised the Zync all that much either. It was likely just a test product for a year or two.


DARN IT! I was in the works off lowering my CC balances in order to apply for the Zync this month!

Well now.. Does anybody what other AMEX Charge or Rev card would have similar standards to Zync in order to "get in your foot in the door" with AMEX ?

Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: ZYNC Gone???


huntforfun wrote:

I know there are better cards out there, but reading the other post about AMEX pulling EX (which is my best report with one old charge off set to fall off in 2014) I would have liked to get my foot in the door with AMEX and was hoping to eventually get a better card down the road. I guess the bright side is im staying in the garden longer.


You can still get your foot in the door with AMEX charge cards. Zync / Green / Gold / PRG all have the same approval criteria.

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
espnjunkie
Posts: 725
Registered: ‎12-14-2011

Re: ZYNC Gone???

Depends on what your stats are like, but I'd say try for Amex Green. Solid card, first year AF waived so you can try it out risk free.

 

I'd recommend minimum 670+ scores, no recent baddies, low utilization if possible and minimla inquiries, decent income

“The real measure of your wealth is how much you’d be worth if you lost all your money.” ~Unknown
Merrill+ Visa Signature ($25,000.00), Amex BCP ($29,700.00), Amex Green (NPSL), Capital One Quicksilver World Mastercard ($10,000.00), US Bank Business
TU-778 (04/28/2014))
EX (Plus) - 777 (10/21/2013)
EQ - 735 (April 2013)
Frequent Contributor
jd5189
Posts: 470
Registered: ‎08-14-2012

Re: ZYNC Gone???

Really, most of the charge cards have similar underwriting... the thing is, the zync with its low AF was the most attractive for those who were not heavy spenders.

Before you options we kind of like this:
Zync - Good for the not super huge spender - low AF

Green - Worthless (might as well stay with Zync and use packs to get 2x points in categories)
Gold - Worthless (might as well go PRG and get multiplying points)
PRG - Good for the high spender in groceries/gas/travel
Platinum - Either for the very frequent travler or the gimme bling bling kind of person 

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Contributor
agforfree5
Posts: 109
Registered: ‎09-26-2012

Re: ZYNC Gone???


LS2982 wrote:

huntforfun wrote:

I know there are better cards out there, but reading the other post about AMEX pulling EX (which is my best report with one old charge off set to fall off in 2014) I would have liked to get my foot in the door with AMEX and was hoping to eventually get a better card down the road. I guess the bright side is im staying in the garden longer.


You can still get your foot in the door with AMEX charge cards. Zync / Green / Gold / PRG all have the same approval criteria.

 


Is that so?! Then how come all over the forum people have stated that Zync had/has to most "lenient" standards compared to all other Amex cards. That is the whole reason I had planned on apping for the Zync later this month.


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