Zeroed out balances, when should I app?

[Commandolam]

Hey guys, 

I'm about to apply for a pair of cards so I zeroed out the balances on 5 of my 6 cards and left a balance of about 3-4% on one of them since I heard that's the best way to go.  The statements have cut on all my cards.  Since I have them all due on the first of each month, the statements cut on the 6th and 7th. 

So my question is, how long does it take for these new balances to reach the credit report agencies so when I apply for these new cards, my zeroed out balances will show up?

EDIT: I have 6 cards, not 5.

[09Lexie]

Usually 3-4 days for Experian, EQ a few days later and TU a day or so after that

[CashOnDelivery]

Most lenders report to the CRA's 2-4 days after the statement cuts.

[djc1puno]

safe bet would be to wait til the middle of the month...that way you know for sure that the CRs have the newly updated balances gl!

[CashOnDelivery]

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@djc1puno wrote:

safe bet would be to wait til the middle of the month...that way you know for sure that the CRs have the newly updated balances gl!

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+1

Or, you could check through a CMS if you have the daily pull option.