Zync ($500 PSL) to Premier Gold. Possible?

[Anonymous]

Approved for PRG with 50K points and apped for Platinum too and got 14 day notice. Should I recon?

[Anonymous]

[URL=http://imageshack.us/photo/my-images/547/amex.jpg/][IMG]http://img547.imageshack.us/img547/6881/amex...

[LS2982]

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@Anonymous wrote:

Approved for PRG with 50K points and apped for Platinum too and got 14 day notice. Should I recon?

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AFAIK Amex is a very tough cookie to recon. Only if your report is reporting in error will they reverse a decision.

[ryanbush]

Why did you app for two charge cards?

If you actually get the bonus you will be very lucky, AMEX does not normally give out the bonus for charge cards if you already have one.

[ryanbush]

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@flowfaster wrote:

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@Open123 wrote:

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@Anonymous wrote:

My question is whether do I even stand a chance? If Amex doesn't think i'm good enough to get NPSL on Zync after 13 months then why will they approve for PRG?

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Apply for the PR Gold with 50K bonus and first year fee waived.  If declined, it's only a SP.  Nothing to lose, and everything to gain.

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UGH. here we go.  If you have a hard limit Zync you do not qualify for ANY other Amex product until you cancel the Zync.  Also to be qualified for the PRG sign up bonus you have to wait 90 days from when you canceled the Zync.  And third Amex will never upgrade your Zync to the NPSL....Ever. your card is a dead end.  Cancel it and move on. YMMV

That is a myth that has been proven false multiple times.

[Repo-ed]

Why on earth would you app for two charge cards?

[ItchyAppFingers]

I just recently did a post on this:

http://ficoforums.myfico.com/t5/Credit-Cards/SURPRISING-Amex-approval-O/m-p/1891863

I also have the Zync with the $500 hard limit and I applied for the Amex Gold PRG and got approved then a week later I applied for the BCE and also got approved. I have no negatives on my report. I builded good payment history with my little unicorn card (Zync) and despite the rumors of not being able to get approved because of the hard limit on my Zync that Is false but YMMV. I broke the curse and got myself approved for 2 other Amex's. so go for it Prady

[Anonymous]

Well because im travelling to Peru, London, Paris, Rome, and India in next 8 months. So i thought it wud be great idea to use Platinum and enjoy the benefits

[Anonymous]

Approved! for Platinum as well. Wooohoo!

[RyVision]

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@Anonymous wrote:

Approved! for Platinum as well. Wooohoo!

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Huge Congrats ! 

There are a lot of (ahem) "Facts" floating around about Zync that aren't entirely accurate.