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Member
Posts: 25
Registered: ‎11-15-2011
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Re: Zync ($500 PSL) to Premier Gold. Possible?

Approved for PRG with 50K points and apped for Platinum too and got 14 day notice. Should I recon?

Member
Posts: 25
Registered: ‎11-15-2011
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Re: Zync ($500 PSL) to Premier Gold. Possible?

Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: Zync ($500 PSL) to Premier Gold. Possible?


prady wrote:

Approved for PRG with 50K points and apped for Platinum too and got 14 day notice. Should I recon?


AFAIK Amex is a very tough cookie to recon. Only if your report is reporting in error will they reverse a decision.

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
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Valued Contributor
Posts: 1,292
Registered: ‎08-19-2012
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Re: Zync ($500 PSL) to Premier Gold. Possible?

[ Edited ]

Why did you app for two charge cards?

 

If you actually get the bonus you will be very lucky, AMEX does not normally give out the bonus for charge cards if you already have one.

Chase Sapphire Perferred | Chase Freedom | AMEX Platinum | AMEX Delta Platinum | AMEX SPG | Capital One Venture | Capital One Quicksliver | Discover IT | ABFCU Visa | Citi AA WEMC
Valued Contributor
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Registered: ‎08-19-2012
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Re: Zync ($500 PSL) to Premier Gold. Possible?


flowfaster wrote:

Open123 wrote:

prady wrote:


My question is whether do I even stand a chance? If Amex doesn't think i'm good enough to get NPSL on Zync after 13 months then why will they approve for PRG?


Apply for the PR Gold with 50K bonus and first year fee waived.  If declined, it's only a SP.  Nothing to lose, and everything to gain.


UGH. here we go.  If you have a hard limit Zync you do not qualify for ANY other Amex product until you cancel the Zync.  Also to be qualified for the PRG sign up bonus you have to wait 90 days from when you canceled the Zync.  And third Amex will never upgrade your Zync to the NPSL....Ever. your card is a dead end.  Cancel it and move on. YMMV

 

 

 

 

That is a myth that has been proven false multiple times.

 

 

Chase Sapphire Perferred | Chase Freedom | AMEX Platinum | AMEX Delta Platinum | AMEX SPG | Capital One Venture | Capital One Quicksliver | Discover IT | ABFCU Visa | Citi AA WEMC
Valued Contributor
Posts: 2,982
Registered: ‎02-09-2012
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Re: Zync ($500 PSL) to Premier Gold. Possible?

Why on earth would you app for two charge cards?

5/2012: 560 credit scores across the board and $500 secured CC
12/2014: 750+ scores across the board and $80k in revolving credit

Get those baddies removed!!!
New Contributor
Posts: 96
Registered: ‎07-31-2012
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Re: Zync ($500 PSL) to Premier Gold. Possible?

I just recently did a post on this:

http://ficoforums.myfico.com/t5/Credit-Cards/SURPRISING-Amex-approval-O/m-p/1891863

I also have the Zync with the $500 hard limit and I applied for the Amex Gold PRG and got approved then a week later I applied for the BCE and also got approved. Smiley Very Happy I have no negatives on my report. I builded good payment history with my little unicorn card (Zync) and despite the rumors of not being able to get approved because of the hard limit on my Zync that Is false but YMMV. I broke the curse and got myself approved for 2 other Amex's. Smiley Very Happy so go for it Prady
My Current Plastic: {Amazon Store Card} {Amazon Visa} {Amex Zync} {Amex Gold PRG} {Amex BCE} {Bloomingdales} {BOA 123 Cash Rewards} {Capital One Platinum Visa} {Chase Freedom Visa} {Discover IT} {Kohls} {Macy's} {Nordstrom} {SonyCard Visa} {Target RedCard}
Member
Posts: 25
Registered: ‎11-15-2011
0

Re: Zync ($500 PSL) to Premier Gold. Possible?

Well because im travelling to Peru, London, Paris, Rome, and India in next 8 months. So i thought it wud be great idea to use Platinum and enjoy the benefits

Member
Posts: 25
Registered: ‎11-15-2011
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Re: Zync ($500 PSL) to Premier Gold. Possible?

Approved! for Platinum as well. Wooohoo!

Valued Contributor
Posts: 1,346
Registered: ‎04-15-2011
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Re: Zync ($500 PSL) to Premier Gold. Possible?


prady wrote:

Approved! for Platinum as well. Wooohoo!


 

Huge Congrats !  Smiley Happy

 

There are a lot of (ahem) "Facts" floating around about Zync that aren't entirely accurate.  Smiley Wink

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