03-08-2013 03:56 PM
Approved for PRG with 50K points and apped for Platinum too and got 14 day notice. Should I recon?
AFAIK Amex is a very tough cookie to recon. Only if your report is reporting in error will they reverse a decision.
03-08-2013 04:07 PM - edited 03-08-2013 04:09 PM
Why did you app for two charge cards?
If you actually get the bonus you will be very lucky, AMEX does not normally give out the bonus for charge cards if you already have one.
03-08-2013 04:07 PM
My question is whether do I even stand a chance? If Amex doesn't think i'm good enough to get NPSL on Zync after 13 months then why will they approve for PRG?
Apply for the PR Gold with 50K bonus and first year fee waived. If declined, it's only a SP. Nothing to lose, and everything to gain.
UGH. here we go. If you have a hard limit Zync you do not qualify for ANY other Amex product until you cancel the Zync. Also to be qualified for the PRG sign up bonus you have to wait 90 days from when you canceled the Zync. And third Amex will never upgrade your Zync to the NPSL....Ever. your card is a dead end. Cancel it and move on. YMMV
That is a myth that has been proven false multiple times.
03-08-2013 06:10 PM
Why on earth would you app for two charge cards?
03-08-2013 06:26 PM
03-09-2013 03:02 AM
Well because im travelling to Peru, London, Paris, Rome, and India in next 8 months. So i thought it wud be great idea to use Platinum and enjoy the benefits
03-13-2013 08:15 AM
Approved! for Platinum as well. Wooohoo!
Huge Congrats !
There are a lot of (ahem) "Facts" floating around about Zync that aren't entirely accurate.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.