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Established Contributor
Posts: 805
Registered: ‎02-01-2008
0

Re: Zync AU questions...

[ Edited ]

Thanks for the suggestion Philly, does the Simplicity actually allow the cardholder to set limits for the AU?  Or did you just mean verbally tell her to stay under $500? lol

 

Also, do you know what the odds are of Citi reporting for her if we're not at the same address?  She does live at an address that shows as a prior address on all 3 of my CRs, but it's not my current address.

Start 2/2008: TU 495 || EX 539 || EQ 528
Now 5/2013: TU 716 || EX ??? || EQ 702

Slate: $5000 Simplicity: $5000 David's Bridal: $3500 SW Chase: $3000 FNBO: $3000 Barclay NFL: $2500 BofA: $2400 Discover IT: $1700 Walmart: $1500 Victoria's Secret: $1000 Cap1: $750 Amex Zync: NPSL
(2 derogs to go until I'm squeaky clean in 2014!)
Frequent Contributor
Posts: 269
Registered: ‎03-15-2012
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Re: Zync AU questions...

Add her on the AMEX for backdating purposes
Fico Scores: 763 EQ(12/11/12) 801 TU(02/06/15) 776 EX(02/14/2015)
AMEX BCE 18K AMEX Blue Sky 13.6K AMEX BCE 13.5K AMEX Zync
NPSL(AU) Citi Double Cash 10K PenFed Plat Rewards 8.5K Citi Forward $7.1K Discover it 6.5K Wells Fargo Cash Back $4.4K BankAmericard Better Balance $700 Chase Freedom $500 Capital One Quicksilver $6K Capital One Platinum (AU) $500 Capital One Secured Card (AU) $251(Closed)
Established Contributor
Posts: 805
Registered: ‎02-01-2008
0

Re: Zync AU questions...


CreditChampion wrote:
Add her on the AMEX for backdating purposes

That would be ideal, but since the Zync is discontinued, I (and others) don't think they're doing AUs on it anymore... Certainly can't do it online.  I'll probably call to confirm that next week, but I have to find my card first.

Start 2/2008: TU 495 || EX 539 || EQ 528
Now 5/2013: TU 716 || EX ??? || EQ 702

Slate: $5000 Simplicity: $5000 David's Bridal: $3500 SW Chase: $3000 FNBO: $3000 Barclay NFL: $2500 BofA: $2400 Discover IT: $1700 Walmart: $1500 Victoria's Secret: $1000 Cap1: $750 Amex Zync: NPSL
(2 derogs to go until I'm squeaky clean in 2014!)
Frequent Contributor
Posts: 367
Registered: ‎03-16-2011
0

Re: Zync AU questions...

sorry not sure  i just suggested the citi because she her spending would earn you rewards lol but i think that setting a limit for an au wouldn't be an issue- personally if i couldn't set a limit for an au i wouldn't do it- but i do not have any au's  or a citi card i am fairly certain i am on their black list.  As for the reporting didn't think of that but if you gotta fork over her SS # i dont think the address would matter, they would prob only send the card and statements to your address because you are the primary account holder and ult. responsible for repayment


Amx BCE-12000,Amx Zync-NSPL
Barclay's Mastercard-5600
Credit Union Visa-1200
Discover-1900, Khols-1000
Established Contributor
Posts: 805
Registered: ‎02-01-2008
0

Re: Zync AU questions...

Thanks Philly, I think I'll have to make some phone calls and see how the different companies handle AUs.

Start 2/2008: TU 495 || EX 539 || EQ 528
Now 5/2013: TU 716 || EX ??? || EQ 702

Slate: $5000 Simplicity: $5000 David's Bridal: $3500 SW Chase: $3000 FNBO: $3000 Barclay NFL: $2500 BofA: $2400 Discover IT: $1700 Walmart: $1500 Victoria's Secret: $1000 Cap1: $750 Amex Zync: NPSL
(2 derogs to go until I'm squeaky clean in 2014!)
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