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Epic Contributor
Posts: 25,258
Registered: ‎10-23-2007
0

Zync American Express

I think this is the prettiest credit card I have ever seen besides the Black American Express of course.
Fico Scores: EQ- 670., TU 710 Sync, EX 728 SoFi(05/04/15)
I'm just trying to catch up to RON1
95 Cards and Counting Smiley Tongue
Established Contributor
Posts: 992
Registered: ‎05-14-2008
0

Re: Zync American Express

Forget that trash talk about being pretty.  You need to look at it like the UPS ad ......"What can Brown 'Zync' do for you?"  Is it beneficial to you or not?  If it isn't just keep on going. 

Epic Contributor
Posts: 25,258
Registered: ‎10-23-2007
0

Re: Zync American Express

it's better than the Green that it was product changed from!
Fico Scores: EQ- 670., TU 710 Sync, EX 728 SoFi(05/04/15)
I'm just trying to catch up to RON1
95 Cards and Counting Smiley Tongue
Frequent Contributor
Posts: 329
Registered: ‎10-20-2008
0

Re: Zync American Express

**bleep** straight!  I traded my Green for the Zync for prettiness sake.  Shout it from the highest mountain.
Super Contributor
Posts: 6,026
Registered: ‎09-18-2007
0

Re: Zync American Express

So much for looks. Amex is brain dead. I have active Amex Biz Platinum Charge card on which I could charge more than $15k. But they declined me for Zync card stating my risc score is too high. They are nuts.

Senior Contributor
Posts: 3,279
Registered: ‎08-03-2007
0

Re: Zync American Express

CreditAddict, was the switch from Green to Zync as easy as asking for a product change? I love my charge card, but I don't want to pay the $175 AF that is creeping due in February.
Here we go again...
Regular Contributor
Posts: 194
Registered: ‎09-18-2009
0

Re: Zync American Express


concorduser wrote:

So much for looks. Amex is brain dead. I have active Amex Biz Platinum Charge card on which I could charge more than $15k. But they declined me for Zync card stating my risc score is too high. They are nuts.


I've been a card carrying Amex member since 2000. Nothing bad ever, they gave me a personal Plat card and declined me for a Costco Amex? Same basic idea.....even though my FICOs were 760+ I was too risky based on their internal risk score. 
 So I stopped using them altogether because they seem like they don't know their ass from their elbow.  

 

Epic Contributor
Posts: 25,258
Registered: ‎10-23-2007
0

Re: Zync American Express

yes as easy as call and thank you... once the account switches over online, you go in and add the packages you want yourself.
Fico Scores: EQ- 670., TU 710 Sync, EX 728 SoFi(05/04/15)
I'm just trying to catch up to RON1
95 Cards and Counting Smiley Tongue
Senior Contributor
Posts: 3,279
Registered: ‎08-03-2007
0

Re: Zync American Express


Creditaddict wrote:
yes as easy as call and thank you... once the account switches over online, you go in and add the packages you want yourself.

Thanks for that! I called and switched. She said the only difference is that you can't switch your MR points to other cards like SkyMiles. I only have a Clear, so as long as I don't lose my 35,000 MR points (she promised I wouldn't) then that means nothing to me. 

 

I have so many recurring bills on my Gold that I was hesitant to close it. This was a great option for me. Thanks for letting me know!

Here we go again...
Senior Contributor
Posts: 3,240
Registered: ‎04-03-2008
0

Re: Zync American Express

Here is what a NY Times commentator says about Zync:

Article

 

TU 791 02/11/2013, EQ 800 1/29/2011 , EX Plus FAKO 812, EX Vantage Score 955 3/19/2010 wife's EQ 9/23/2009 803
EX always was my highest when we could pull all three
Always remember: big print giveth, small print taketh away
If you dunno what tanstaafl means you must Google it
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