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Zync Approval :]

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RiotMonster
Valued Member

Zync Approval :]

Finally in with amex, Im so happy i took advice from a few members and waited to get my UTI down before i applied otherwise i probably would of been denied so Thank you all for the advice! Some stats on my report are AAoA 1.3 years UTI 9% Scores are on Sig, i had about 7 inquiries on EX and 3 on both TU and EQ.

it was an instant approval too. I was also wondering since i applied today and got approved right away would i have had a chance with the other charges also?

Starting Scores: EQ- 540 TU-524 EX-539
Current Scores: EQ-710 TU-707 EX-715 (FAKO) as of 12-21-2010
Goal: 720+ across all 3, UTI 4% or lower
Message 1 of 14
13 REPLIES 13
ibmrad7
Established Contributor

Re: Zync Approval :]

Congrats Smiley Happy

Message 2 of 14
Achase
Regular Contributor

Re: Zync Approval :]

comgrats!!!

 

absolutely...and it will only be one inquiry if u apply today


Starting Score: 490
Current Score: 522
Goal Score: 760


Take the FICO Fitness Challenge
Message 3 of 14
RiotMonster
Valued Member

Re: Zync Approval :]

@Achase

you were right i applied for the gold just now and got Instant approval haha

wow at first i didnt even think about getting 1 amex card and now i have too haha

would i be pushing my luck if i tried for the platinum? ;D haha

Starting Scores: EQ- 540 TU-524 EX-539
Current Scores: EQ-710 TU-707 EX-715 (FAKO) as of 12-21-2010
Goal: 720+ across all 3, UTI 4% or lower
Message 4 of 14
Achase
Regular Contributor

Re: Zync Approval :]

lmao...if u get platinum will u close the zync and gold?........if so go ahead and do it.

do the platinum application over the phone and request to have it rushed and you'll ave your plat card on friday from UPS

thats what i did....


Starting Score: 490
Current Score: 522
Goal Score: 760


Take the FICO Fitness Challenge
Message 5 of 14
Anonymous
Not applicable

Re: Zync Approval :]

Congratulations!

Message 6 of 14
smc733
Valued Contributor

Re: Zync Approval :]

Can you really justify a $450 AF?

BofA Cash Rewards VS - $25k | Citi Double Cash World MC - $18.9k | Amex BCE - $50k | Discover it - $50k | Chase Freedom Unlimited VS- $10k | Barclay Ring $5k |
Message 7 of 14
Achase
Regular Contributor

Re: Zync Approval :]

well i can because plat offers alot of exlusive events to plat only members and i partake in those events and enjoy them...besides that its nice to have the concierge email you a menu to your iphone while your out and away from a computer to look over and see if you want to go to that restaraunt. especially since the iphone does not have flash and alot of websites do..lol

 

my motto is its better to have and not need than to need and not have...ie access to those airport lounges if ever the day comes that my scary behind gets on a plane


Starting Score: 490
Current Score: 522
Goal Score: 760


Take the FICO Fitness Challenge
Message 8 of 14
RiotMonster
Valued Member

Re: Zync Approval :]

I would like the platinum.... later on in life, as of right now i wouldnt want to pay 450 for a card especially since i dont travel as much.

i would apply on the phone except im 20 so they would just tell me to do it online, it's still a nice feeling getting approved :] i guess all charge cards have the same requirements and qualifications haha

Starting Scores: EQ- 540 TU-524 EX-539
Current Scores: EQ-710 TU-707 EX-715 (FAKO) as of 12-21-2010
Goal: 720+ across all 3, UTI 4% or lower
Message 9 of 14
Achase
Regular Contributor

Re: Zync Approval :]

Smiley Very Happycongrats either way

 

welcome to Amex

"whats in your wallet" Smiley Wink


Starting Score: 490
Current Score: 522
Goal Score: 760


Take the FICO Fitness Challenge
Message 10 of 14
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