cancel
Showing results for 
Search instead for 
Did you mean: 

Zync Approved!!!

Regular Contributor

Zync Approved!!!

Just apped and approved for the Zync NPSL. Finally got My student loans to correctly list on EX and a collection deleted last month so I pulled the trigger and success!

Goal this year was to get Discover More (got it in May) and the Zync then garden for a year or so after beginning to rebuild my scores from 590 last year. Currently at around 660 across the board and continuing to improve!

Fellow Zync'ers...the message said I would receive card in 7-10 days, but I hopped off the creek to try for a BCE for the heck of it. Not sure if I missed anything on the page I should've seen!
Message 1 of 21
20 REPLIES
Regular Contributor

Re: Zync Approved!!!

If it wasn't done on the same day then you probably get 2 hard pulls. But your Zync should be good. They usually want you to wait 30 days if your denied for the first one. 


Current EQ:719 EX: 701 TU:713


Amex Zync/NPSL | Amex Green/NPSL | AMEX BCP/25k | Chase Freedom/2.2K | Discover IT/6.4K | Citi HHonors Reserve/3K | Chase Hyatt/5k | Sapphire Preffered/13K | Ink Business Preferred/13K
Message 2 of 21
Frequent Contributor

Re: Zync Approved!!!

Enjoy your Zync, I took care of it and it took care of me!

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Message 3 of 21
Regular Contributor

Re: Zync Approved!!!

Yea I called and all was good. It was within a matter of 5 minutes between apps. Just got my approval email!
Message 4 of 21
Regular Contributor

Re: Zync Approved!!!

congrats!!


Current EQ:719 EX: 701 TU:713


Amex Zync/NPSL | Amex Green/NPSL | AMEX BCP/25k | Chase Freedom/2.2K | Discover IT/6.4K | Citi HHonors Reserve/3K | Chase Hyatt/5k | Sapphire Preffered/13K | Ink Business Preferred/13K
Message 5 of 21
Moderator Emeritus

Re: Zync Approved!!!

Congrats! Were you approved for BCE?

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Message 6 of 21
Moderator Emeritus

Re: Zync Approved!!!

Congrats, and welcome to the Amex family! You're doing a great job on your rebuild. Keep up the good work, and enjoy your new card. Smiley Happy


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 7 of 21
Established Contributor

Re: Zync Approved!!!

Congrats on the zync, but did you get the bce? That'd be twice the joy Smiley Happy

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Message 8 of 21
Contributor

Re: Zync Approved!!!

Will they waive first year fees? I just read on their website.

Walmart TU-724 on 12-2012
EX-707 on 08-2012
EQ-668on 08-2012
_________________________________
Wallet - Discover 1500 | Chase Freedom 1500 | OldNavy Visa 2750 | Walmart 2000 | Amex BCE 6000 | BoA Visa Sig 5000 | Chase Marriott 5000 | Amex Hhonor 2000 | CSP 5000
__________________________________________
Message 9 of 21
Regular Contributor

Re: Zync Approved!!!

Did not get BCE. It's okay though. Plan is to garden til next summer and then go for BCE or BCP. Very happy I am in with American Express. Thanks to all for the advice on these forums!
Message 10 of 21