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Contributor
muumike
Posts: 99
Registered: ‎11-17-2011

Zync Approved!!!

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‎08-24-2012 03:35 PM

Just apped and approved for the Zync NPSL. Finally got My student loans to correctly list on EX and a collection deleted last month so I pulled the trigger and success!

Goal this year was to get Discover More (got it in May) and the Zync then garden for a year or so after beginning to rebuild my scores from 590 last year. Currently at around 660 across the board and continuing to improve!

Fellow Zync'ers...the message said I would receive card in 7-10 days, but I hopped off the creek to try for a BCE for the heck of it. Not sure if I missed anything on the page I should've seen!
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Contributor
Pworld
Posts: 91
Registered: ‎12-29-2008

Re: Zync Approved!!!

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‎08-24-2012 03:45 PM

If it wasn't done on the same day then you probably get 2 hard pulls. But your Zync should be good. They usually want you to wait 30 days if your denied for the first one. 

2/2011=EQ: 590
9/2012=EQ: 682
11/2012=EQ: 683 (after 4 card app spree and reporting)
Goal = 690-700 by 1/2013
Amex Zync | Amex Green | Chase Freedom | Best Buy | Discover IT
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Frequent Contributor
jd5189
Posts: 470
Registered: ‎08-14-2012

Re: Zync Approved!!!

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‎08-24-2012 03:52 PM

Enjoy your Zync, I took care of it and it took care of me!

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
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Contributor
muumike
Posts: 99
Registered: ‎11-17-2011

Re: Zync Approved!!!

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‎08-24-2012 03:54 PM

Yea I called and all was good. It was within a matter of 5 minutes between apps. Just got my approval email!
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Contributor
Pworld
Posts: 91
Registered: ‎12-29-2008

Re: Zync Approved!!!

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‎08-24-2012 04:07 PM

congrats!!

2/2011=EQ: 590
9/2012=EQ: 682
11/2012=EQ: 683 (after 4 card app spree and reporting)
Goal = 690-700 by 1/2013
Amex Zync | Amex Green | Chase Freedom | Best Buy | Discover IT
Message 5 of 21 (782 Views)
 
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webhopper
Posts: 6,666
Registered: ‎09-16-2011

Re: Zync Approved!!!

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‎08-24-2012 06:23 PM

Congrats! Were you approved for BCE?
Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!


Take the myFICO Fitness Challenge
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tinuviel
Posts: 3,878
Registered: ‎11-02-2010

Re: Zync Approved!!!

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‎08-24-2012 07:26 PM

Congrats, and welcome to the Amex family! You're doing a great job on your rebuild. Keep up the good work, and enjoy your new card. :smileyhappy:



Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 733, TU 724 (05/01/2013), EX Credit Sesame 725 (05/08/2013)
Goal Score: 740+ FICO scores
Take the FICO Fitness Challenge Bronze Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 4.2k, Kay Jeweler's 5.1k
Message 7 of 21 (678 Views)
 
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Established Contributor
CruzImperial
Posts: 860
Registered: ‎07-04-2012

Re: Zync Approved!!!

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‎08-24-2012 10:07 PM

Congrats on the zync, but did you get the bce? That'd be twice the joy :smileyhappy:

Fico Scores: . Walmart TU 724 . App free since Aug 2012 .

Cap One Journey 500 | Discover IT 1k | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCP 6k | Citi Forward 3k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 6k | Discover Walmart 4.9k | Barclays Apple 2.5k | BoA CR 800
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Contributor
wealthcreator
Posts: 211
Registered: ‎07-02-2012

Re: Zync Approved!!!

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‎08-25-2012 12:58 AM

Will they waive first year fees? I just read on their website.

Walmart TU-724 on 12-2012
EX-707 on 08-2012
EQ-668on 08-2012
_________________________________
Wallet - Discover 1500 | Chase Freedom 1500 | OldNavy Visa 2750 | Walmart 2000 | Amex BCE 6000 | BoA Visa Sig 5000 | Chase Marriott 5000 | Amex Hhonor 2000 | CSP 5000
__________________________________________
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Contributor
muumike
Posts: 99
Registered: ‎11-17-2011

Re: Zync Approved!!!

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‎08-25-2012 07:04 AM

Did not get BCE. It's okay though. Plan is to garden til next summer and then go for BCE or BCP. Very happy I am in with American Express. Thanks to all for the advice on these forums!
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