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Regular Contributor
muumike
Posts: 106
Registered: ‎11-17-2011

Zync Approved!!!

Just apped and approved for the Zync NPSL. Finally got My student loans to correctly list on EX and a collection deleted last month so I pulled the trigger and success!

Goal this year was to get Discover More (got it in May) and the Zync then garden for a year or so after beginning to rebuild my scores from 590 last year. Currently at around 660 across the board and continuing to improve!

Fellow Zync'ers...the message said I would receive card in 7-10 days, but I hopped off the creek to try for a BCE for the heck of it. Not sure if I missed anything on the page I should've seen!
Contributor
Pworld
Posts: 113
Registered: ‎12-29-2008

Re: Zync Approved!!!

If it wasn't done on the same day then you probably get 2 hard pulls. But your Zync should be good. They usually want you to wait 30 days if your denied for the first one. 

2/2011=EQ: 590
11/2012=EQ: 683 (after 4 card app spree and reporting)
10/2013=EQ: 708 (reached my goal!! for 2013) EX(amex): 668 TU(Disc):680
Goal = 725 by 6/2014
Amex Zync/NPSL | Amex Green/NPSL | AMEX BCP/15k | Chase Freedom/2.2K | Best Buy/800 | Discover IT/6.4K | Citi HHonors Reserve/3K | Chase Hyatt/5k | Sapphire Preffered/5K
Frequent Contributor
jd5189
Posts: 470
Registered: ‎08-14-2012

Re: Zync Approved!!!

Enjoy your Zync, I took care of it and it took care of me!

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Regular Contributor
muumike
Posts: 106
Registered: ‎11-17-2011

Re: Zync Approved!!!

Yea I called and all was good. It was within a matter of 5 minutes between apps. Just got my approval email!
Contributor
Pworld
Posts: 113
Registered: ‎12-29-2008

Re: Zync Approved!!!

congrats!!

2/2011=EQ: 590
11/2012=EQ: 683 (after 4 card app spree and reporting)
10/2013=EQ: 708 (reached my goal!! for 2013) EX(amex): 668 TU(Disc):680
Goal = 725 by 6/2014
Amex Zync/NPSL | Amex Green/NPSL | AMEX BCP/15k | Chase Freedom/2.2K | Best Buy/800 | Discover IT/6.4K | Citi HHonors Reserve/3K | Chase Hyatt/5k | Sapphire Preffered/5K
Moderator
webhopper
Posts: 7,230
Registered: ‎09-16-2011

Re: Zync Approved!!!

Congrats! Were you approved for BCE?

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Moderator Emeritus
tinuviel
Posts: 4,877
Registered: ‎11-02-2010

Re: Zync Approved!!!

Congrats, and welcome to the Amex family! You're doing a great job on your rebuild. Keep up the good work, and enjoy your new card. :smileyhappy:


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Established Contributor
CruzImperial
Posts: 863
Registered: ‎07-04-2012

Re: Zync Approved!!!

Congrats on the zync, but did you get the bce? That'd be twice the joy :smileyhappy:

Fico Scores: . Walmart TU 748 . App free since Aug 2013 .

Cap One Journey 500 | Discover IT 1k | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 6k | Barclays Apple 2.5k | BoA CR 800 | CSP 7.2k
Contributor
wealthcreator
Posts: 211
Registered: ‎07-02-2012

Re: Zync Approved!!!

Will they waive first year fees? I just read on their website.

Walmart TU-724 on 12-2012
EX-707 on 08-2012
EQ-668on 08-2012
_________________________________
Wallet - Discover 1500 | Chase Freedom 1500 | OldNavy Visa 2750 | Walmart 2000 | Amex BCE 6000 | BoA Visa Sig 5000 | Chase Marriott 5000 | Amex Hhonor 2000 | CSP 5000
__________________________________________
Regular Contributor
muumike
Posts: 106
Registered: ‎11-17-2011

Re: Zync Approved!!!

Did not get BCE. It's okay though. Plan is to garden til next summer and then go for BCE or BCP. Very happy I am in with American Express. Thanks to all for the advice on these forums!

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