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Established Contributor
MsLadyRover
Posts: 727
Registered: ‎03-14-2012

Zync Backdated!!!

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‎09-04-2012 09:41 AM

Yay!

I called the number on the back of my card this morning and spoke with a nice representative who was able to look up my old Optima account.  She had no problem finding it with my social and after I confirmed my information from back when I had that card, she confirmed that my account would be updated and reflected with my member since date of 1999.  Woo Hoo!!

They will also be sending me a new card.  Thanks Fico Fam for all your advice and information yet again!!


Starting Score: 639 (Walmart TU)
Current Score: TU 688 (myFICO) EX 679 (Credit Sesame) EQ 660 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)
Take the FICO Fitness Challenge
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Crashem
Posts: 2,351
Registered: ‎01-26-2012

Re: Zync Backdated!!!

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‎09-04-2012 09:44 AM

Remember to double check your credit reportdot confirm open date changed.  Probably need to wait cycle or two

Amex Plat, Amex BCP 8k->24k (5/23/12), Amex TE 15k, CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k (8/20/12), HSBC 15k, JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k
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rtw
Posts: 744
Registered: ‎05-01-2012

Re: Zync Backdated!!!

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‎09-04-2012 09:45 AM

Congrats! I made the same call this weekend and when I logged in today my member since date says 1993. My new cards are on their way. Now just to see how my account gets reported to the CRAs.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 725 (PSECU 5/11/13) TU: 711 (5/15/13) EQ: 688 (5/15/13)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 10K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 4.1K Barclays USAir 7/12 | 5K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
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Valued Contributor
creditnocash
Posts: 1,916
Registered: ‎07-23-2012

Re: Zync Backdated!!!

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‎09-04-2012 09:47 AM

congrats. backdate of 13 years will do wonders if you have halted credit since. 

i opened my first amex a few days ago. 

can't wait to say that ive had an amex for 10+ years. 

you know minus the growing age of me. 

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
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MsLadyRover
Posts: 727
Registered: ‎03-14-2012

Re: Zync Backdated!!!

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‎09-04-2012 09:47 AM

Crashem wrote:

Remember to double check your credit reportdot confirm open date changed.  Probably need to wait cycle or two

Will definitely do! 13 years should do wonders for my AAOA!


Starting Score: 639 (Walmart TU)
Current Score: TU 688 (myFICO) EX 679 (Credit Sesame) EQ 660 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)
Take the FICO Fitness Challenge
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Established Contributor
MsLadyRover
Posts: 727
Registered: ‎03-14-2012

Re: Zync Backdated!!!

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‎09-04-2012 09:48 AM

rtw wrote:

Congrats! I made the same call this weekend and when I logged in today my member since date says 1993. My new cards are on their way. Now just to see how my account gets reported to the CRAs.

Congrats to you rtw!


Starting Score: 639 (Walmart TU)
Current Score: TU 688 (myFICO) EX 679 (Credit Sesame) EQ 660 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)
Take the FICO Fitness Challenge
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Valued Contributor
bichonmom
Posts: 3,131
Registered: ‎05-05-2011

Re: Zync Backdated!!!

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‎09-04-2012 10:54 AM

Congrats! You'll probably see a nice little FICO boost from the increased AAoA. :smileyhappy:

 

 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 731 | TU FICO 751 (Walmart) | EX FAKO 748 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

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webhopper
Posts: 6,581
Registered: ‎09-16-2011

Re: Zync Backdated!!!

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‎09-04-2012 11:02 AM

MsLadyRover wrote:

Yay!

I called the number on the back of my card this morning and spoke with a nice representative who was able to look up my old Optima account.  She had no problem finding it with my social and after I confirmed my information from back when I had that card, she confirmed that my account would be updated and reflected with my member since date of 1999.  Woo Hoo!!

They will also be sending me a new card.  Thanks Fico Fam for all your advice and information yet again!!

Congrats!! 

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!


Take the myFICO Fitness Challenge
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Established Contributor
MsLadyRover
Posts: 727
Registered: ‎03-14-2012

Re: Zync Backdated!!!

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‎09-04-2012 11:09 AM

bichonmom wrote:

Congrats! You'll probably see a nice little FICO boost from the increased AAoA. :smileyhappy:

 

 

Thanks Bichonmom.  I took your advice and requested it exactly as you told me.  I said..."I just received my new Zync card on Friday and I want to make sure my previous relationship with AMEX is reflected via my member since date."  The rep said she would be happy to look that up for me.


Starting Score: 639 (Walmart TU)
Current Score: TU 688 (myFICO) EX 679 (Credit Sesame) EQ 660 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)
Take the FICO Fitness Challenge
Message 9 of 12 (308 Views)
 
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Established Contributor
MsLadyRover
Posts: 727
Registered: ‎03-14-2012

Re: Zync Backdated!!!

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‎09-04-2012 11:10 AM

webhopper wrote:
MsLadyRover wrote:

Yay!

I called the number on the back of my card this morning and spoke with a nice representative who was able to look up my old Optima account.  She had no problem finding it with my social and after I confirmed my information from back when I had that card, she confirmed that my account would be updated and reflected with my member since date of 1999.  Woo Hoo!!

They will also be sending me a new card.  Thanks Fico Fam for all your advice and information yet again!!

Congrats!! 

Thank you!  I'm feeling like a revolver my be in my future in January to take advantage of that backdating even more.  We will see.


Starting Score: 639 (Walmart TU)
Current Score: TU 688 (myFICO) EX 679 (Credit Sesame) EQ 660 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)
Take the FICO Fitness Challenge
Message 10 of 12 (307 Views)
 
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