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Frequent Contributor
Mailak
Posts: 422
Registered: ‎04-26-2012
0

Re: What are chances for BCE or BCP

I got the 7-10 message for BCP right after application for Green. Wasn't fraud or anything and in face, it was sitting approved online 10 minutes afterward. I receive only 1 HP.

PenFed Platinum Cash Rewards (19.5k), American Express Blue Cash Preferred (18k), Chase Sapphire Preferred (14k), Discover More (10k), Macy's (700).
Frequent Contributor
jd5189
Posts: 470
Registered: ‎08-14-2012
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Re: What are chances for BCE or BCP

I more often then not, do not see "instant" approvals on the Amex revolvers. Typically, its always the 7-10 message and checking that app status page will give the approval.

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
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Re: What are chances for BCE or BCP

OP have you decided about pulling the trigger?



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Contributor
wealthcreator
Posts: 211
Registered: ‎07-02-2012
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Re: What are chances for BCE or BCP


LS2982 wrote:
OP have you decided about pulling the trigger?

I will wait till 4th Oct, my 2 credit cards statement cut is month end and they will report another month to credit bureaus. I hope my credit score may improve a little or atleast credit history :smileyhappy:

 

Walmart TU-724 on 12-2012
EX-707 on 08-2012
EQ-668on 08-2012
_________________________________
Wallet - Discover 1500 | Chase Freedom 1500 | OldNavy Visa 2750 | Walmart 2000 | Amex BCE 6000 | BoA Visa Sig 5000 | Chase Marriott 5000 | Amex Hhonor 2000 | CSP 5000
__________________________________________
Established Contributor
gettnthere
Posts: 912
Registered: ‎06-14-2012
0

Re: What are chances for BCE or BCP


jd5189 wrote:

I more often then not, do not see "instant" approvals on the Amex revolvers. Typically, its always the 7-10 message and checking that app status page will give the approval.


That's true, at least from what I have seen. Most of the threads on Amex revolvers end up getting the 7-10 message and then most get approved within a couple hours or less. Maybe Amex likes to have a "real" person look over most app's for their revolvers since the credit requirements are a little more stringent.



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
0

Re: What are chances for BCE or BCP


wealthcreator wrote:

LS2982 wrote:
OP have you decided about pulling the trigger?

I will wait till 4th Oct, my 2 credit cards statement cut is month end and they will report another month to credit bureaus. I hope my credit score may improve a little or atleast credit history :smileyhappy:

 


Keep us filled in!! Fingers crossed!! :smileyhappy:

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014

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