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Zync(Unicorn) Using Points For Charges?

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creditnocash
Valued Contributor

Zync(Unicorn) Using Points For Charges?

Anyone else see this? 

i have about 4000 points, that ill probably never use. 

 

a pop came on when i went too see full charges and asked me if i wanted too use points too pay. 

 

correct me if im wrong? if i dont pc my zync, i thought i would lose the points too a no rewards card. 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 1 of 11
10 REPLIES 10
Lambo23
Frequent Contributor

Re: Zync(Unicorn) Using Points For Charges?

Zync will stay at 1 pt per dollar. That was just a rumor about losing the pts system.
Message 2 of 11
creditnocash
Valued Contributor

Re: Zync(Unicorn) Using Points For Charges?

what about using points too pay for charges? im pretty sure thats new...



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 3 of 11
jsucool76
Super Contributor

Re: Zync(Unicorn) Using Points For Charges?

It is basically a statement credit, except they will most likely let you choose a specific charge on your card. 

 

remember they're MRe points, probably not worth that much this way (or any other way for that matter). 

 

AFAIK if you PC you keep your points, but they will change to full MR points (since the higher tier charge cards are regular MR cards) but I may be mistaken. they'll be worth more that way as well. 

Message 4 of 11
creditnocash
Valued Contributor

Re: Zync(Unicorn) Using Points For Charges?


@jsucool76 wrote:

It is basically a statement credit, except they will most likely let you choose a specific charge on your card. 

 

remember they're MRe points, probably not worth that much this way (or any other way for that matter). 

 

AFAIK if you PC you keep your points, but they will change to full MR points (since the higher tier charge cards are regular MR cards) but I may be mistaken. they'll be worth more that way as well. 


yeah i know... i believe its only on eligible categries too.. 833 points for a 5 dollar movie charge. 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 5 of 11
Lambo23
Frequent Contributor

Re: Zync(Unicorn) Using Points For Charges?

I used my 10k for a 100$ gift card then sock drawered it.
Message 6 of 11
phillyguy12
Frequent Contributor

Re: Zync(Unicorn) Using Points For Charges?

the pts for purchases isn't anything new its been there for awhile if im not mistaken i think i always had that option and i got it back in 2011, maybe they are just trying to get people to use the points, but agree its just a rumor about them disc the points, if they do i will prob. close it i dont see the need for a charge anymore and def wont be paying 90 and up for green or PGR

Amx BCE-25k,Amx Zync-NSPL
Barclay's Mastercard-13.5k
Credit Union Visa-1k
Discover-24k, Khols-2k
Message 7 of 11
jsucool76
Super Contributor

Re: Zync(Unicorn) Using Points For Charges?


@creditnocash wrote:

@jsucool76 wrote:

It is basically a statement credit, except they will most likely let you choose a specific charge on your card. 

 

remember they're MRe points, probably not worth that much this way (or any other way for that matter). 

 

AFAIK if you PC you keep your points, but they will change to full MR points (since the higher tier charge cards are regular MR cards) but I may be mistaken. they'll be worth more that way as well. 


yeah i know... i believe its only on eligible categries too.. 833 points for a 5 dollar movie charge. 


Where in the world can you get a movie ticket for only $5? xD

 

Costs $18 plus tax for the iPic here. 

Message 8 of 11
Burned2manybridgesB4
Valued Contributor

Re: Zync(Unicorn) Using Points For Charges?

Anyone else noticing the "offers" are growing in numbers too?

Message 9 of 11
phillyguy12
Frequent Contributor

Re: Zync(Unicorn) Using Points For Charges?

yea they still need to refine that i get offers for places that are in completely different states and no where near me, but at least most them are online offers but i have yet to find any useful ones

Amx BCE-25k,Amx Zync-NSPL
Barclay's Mastercard-13.5k
Credit Union Visa-1k
Discover-24k, Khols-2k
Message 10 of 11
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