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Valued Contributor
creditnocash
Posts: 2,164
Registered: ‎07-23-2012

Zync(Unicorn) Using Points For Charges?

Anyone else see this? 

i have about 4000 points, that ill probably never use. 

 

a pop came on when i went too see full charges and asked me if i wanted too use points too pay. 

 

correct me if im wrong? if i dont pc my zync, i thought i would lose the points too a no rewards card. 

Current: EQ 735 Discover 9/5/13 Walmart TU 730 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: 31k+

Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Frequent Contributor
Lambo23
Posts: 252
Registered: ‎04-16-2012

Re: Zync(Unicorn) Using Points For Charges?

Zync will stay at 1 pt per dollar. That was just a rumor about losing the pts system.
Valued Contributor
creditnocash
Posts: 2,164
Registered: ‎07-23-2012

Re: Zync(Unicorn) Using Points For Charges?

what about using points too pay for charges? im pretty sure thats new...

Current: EQ 735 Discover 9/5/13 Walmart TU 730 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: 31k+

Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Valued Contributor
jsucool76
Posts: 2,768
Registered: ‎12-11-2011

Re: Zync(Unicorn) Using Points For Charges?

It is basically a statement credit, except they will most likely let you choose a specific charge on your card. 

 

remember they're MRe points, probably not worth that much this way (or any other way for that matter). 

 

AFAIK if you PC you keep your points, but they will change to full MR points (since the higher tier charge cards are regular MR cards) but I may be mistaken. they'll be worth more that way as well. 

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart Discover: 2000CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1500CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
Valued Contributor
creditnocash
Posts: 2,164
Registered: ‎07-23-2012

Re: Zync(Unicorn) Using Points For Charges?


jsucool76 wrote:

It is basically a statement credit, except they will most likely let you choose a specific charge on your card. 

 

remember they're MRe points, probably not worth that much this way (or any other way for that matter). 

 

AFAIK if you PC you keep your points, but they will change to full MR points (since the higher tier charge cards are regular MR cards) but I may be mistaken. they'll be worth more that way as well. 


yeah i know... i believe its only on eligible categries too.. 833 points for a 5 dollar movie charge. 

Current: EQ 735 Discover 9/5/13 Walmart TU 730 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: 31k+

Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Frequent Contributor
Lambo23
Posts: 252
Registered: ‎04-16-2012

Re: Zync(Unicorn) Using Points For Charges?

I used my 10k for a 100$ gift card then sock drawered it.
Frequent Contributor
phillyguy12
Posts: 305
Registered: ‎03-16-2011

Re: Zync(Unicorn) Using Points For Charges?

the pts for purchases isn't anything new its been there for awhile if im not mistaken i think i always had that option and i got it back in 2011, maybe they are just trying to get people to use the points, but agree its just a rumor about them disc the points, if they do i will prob. close it i dont see the need for a charge anymore and def wont be paying 90 and up for green or PGR


Amx BCE-9000,Amx Zync-NSPL
Barclay's Mastercard-5600
Credit Union Visa-1200
Discover-1900, Khols-1000
Valued Contributor
jsucool76
Posts: 2,768
Registered: ‎12-11-2011

Re: Zync(Unicorn) Using Points For Charges?


creditnocash wrote:

jsucool76 wrote:

It is basically a statement credit, except they will most likely let you choose a specific charge on your card. 

 

remember they're MRe points, probably not worth that much this way (or any other way for that matter). 

 

AFAIK if you PC you keep your points, but they will change to full MR points (since the higher tier charge cards are regular MR cards) but I may be mistaken. they'll be worth more that way as well. 


yeah i know... i believe its only on eligible categries too.. 833 points for a 5 dollar movie charge. 


Where in the world can you get a movie ticket for only $5? xD

 

Costs $18 plus tax for the iPic here. 

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart Discover: 2000CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1500CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
Valued Contributor
Burned2manybridgesB4
Posts: 1,377
Registered: ‎03-15-2012

Re: Zync(Unicorn) Using Points For Charges?

Anyone else noticing the "offers" are growing in numbers too?

Frequent Contributor
phillyguy12
Posts: 305
Registered: ‎03-16-2011

Re: Zync(Unicorn) Using Points For Charges?

yea they still need to refine that i get offers for places that are in completely different states and no where near me, but at least most them are online offers but i have yet to find any useful ones


Amx BCE-9000,Amx Zync-NSPL
Barclay's Mastercard-5600
Credit Union Visa-1200
Discover-1900, Khols-1000

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