learnin113 wrote:
LS2982 wrote:
bvick27 wrote:So I have had my Zync with the $500 limit and autopay for 13 months now and I was curious is anyone else has had any experience with these. I was hoping my limit would fall off by now but I am still waiting. Any insight?
How does your EX file look??
When you get it removed, please post, because I'm sure you will be the first.
+1
I'm sure it has alot to do with usage.
FicoTron wrote:What were the reasons for denial on the Green app?
bvick27 wrote:Ex is not perfect but no collections or derogs for 2+ years. I have paid off 3 car loans in that time, got the zync, a navy fed visa with a 9k limit, and a military star card with 2.5k limit. Current score is 696 according to an Amex Green denial.
According to them:
Your application was processed using our American Express Cardmember Risk Score which evaluates existing cardmembers. The reasons you did not score well were:
|
Your FICO? score (See below) |
Your credit report indicates that you have one or more seriously delinquent or collections accounts and/or derogatory public records on file. |
The number of creditors who have reviewed your credit report. |
Fico score was 696 according to them. There are no collections at all and no delinquencies for the past 2+ years and in the past year I shopped for a home loan and a car loan and that was it. No big deal, just figure it was worth a try.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO
