Zync gone.....what cardshould i app for ..??????

[amercnchopz34]

Iwas going to app in june 2013  for zync....not going to happen now,......

bk will be 8 yrs.....what card shoul i app 4 ???

no negs on reports..1 inq on EX that wil be 1 + yr old...about 10% utility..

[gettnthere]

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@amercnchopz34 wrote:

Iwas going to app in june 2005 for zync....not going to happen now,......

bk will be 8 yrs.....what card shoul i app 4 ???

no negs on reports..1 inq on EX that wil be 1 + yr old...about 10% utility..

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WOW, so you were gonna app for the ZYNC 7 years ago? lol just giving ya a hard time. Id say go for the Green, same U/W criteria, just a higher AF. Still worth it though IMO.

[Anonymous]

you may like to refer this..

http://ficoforums.myfico.com/t5/Credit-Cards/What-is-alternate-option-to-Zync-now/td-p/1621524

[amercnchopz34]

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@gettnthere wrote:

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@amercnchopz34 wrote:

Iwas going to app in june 2005 for zync....not going to happen now,......

bk will be 8 yrs.....what card shoul i app 4 ???

no negs on reports..1 inq on EX that wil be 1 + yr old...about 10% utility..

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WOW, so you were gonna app for the ZYNC 7 years ago? lol just giving ya a hard time. Id say go for the Green, same U/W criteria, just a higher AF. Still worth it though IMO.

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Lol...sorry..bk from june 2005.....i hope there might be a replacment card to take the place of Zync

[amercnchopz34]

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@Anonymous wrote:

you may like to refer this..

http://ficoforums.myfico.com/t5/Credit-Cards/What-is-alternate-option-to-Zync-now/td-p/1621524

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Have read this already....had my heart set on the Zync......maybe they will have a good replacment...

[jsucool76]

All the charge cards have the same U/W criteria basically. I would app for PRG since AF is waived for the first year and there is a sign up bonus, then when your AF is going to hit if you don't want to pay that much, downgrade it to the green (or whatever they replace the zync with, if they replace it with something). 

[dude11]

Oh man here we go another zync thread. Plenty more to come.

[gettnthere]

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@dude11 wrote:

Oh man here we go another zync thread. Plenty more to come.

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Really not that big a deal....its new and not alot of info coming in yet on whats to happen. at least its new reading material

[LS2982]

IMO you should go for PRG. Better csrd than the Zync, plenty of reward potential.

[CreditScholar]

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@LS2982 wrote:

IMO you should go for PRG. Better csrd than the Zync, plenty of reward potential.

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It depends on how much they're spending. I wouldn't recommend the PRG unless someone spends a minimum of 20-30k per year, due to the AF.