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Zync gone.....what cardshould i app for ..??????

Established Contributor

Zync gone.....what cardshould i app for ..??????

Iwas going to app in june 2013  for zync....not going to happen now,......

 

bk will be 8 yrs.....what card shoul i app 4 ???

 

no negs on reports..1 inq on EX that wil be 1 + yr old...about 10% utility..


11 REPLIES
Established Contributor

Re: Zync gone.....what cardshould i app for ..??????


amercnchopz34 wrote:

Iwas going to app in june 2005 for zync....not going to happen now,......

 

bk will be 8 yrs.....what card shoul i app 4 ???

 

no negs on reports..1 inq on EX that wil be 1 + yr old...about 10% utility..



WOW, so you were gonna app for the ZYNC 7 years ago? lol just giving ya a hard time. Id say go for the Green, same U/W criteria, just a higher AF. Still worth it though IMO.



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Contributor

Re: Zync gone.....what cardshould i app for ..??????

you may like to refer this..

 

http://ficoforums.myfico.com/t5/Credit-Cards/What-is-alternate-option-to-Zync-now/td-p/1621524

 

 

Walmart TU-724 on 12-2012
EX-707 on 08-2012
EQ-668on 08-2012
_________________________________
Wallet - Discover 1500 | Chase Freedom 1500 | OldNavy Visa 2750 | Walmart 2000 | Amex BCE 6000 | BoA Visa Sig 5000 | Chase Marriott 5000 | Amex Hhonor 2000 | CSP 5000
__________________________________________
Established Contributor

Re: Zync gone.....what cardshould i app for ..??????


gettnthere wrote:

amercnchopz34 wrote:

Iwas going to app in june 2005 for zync....not going to happen now,......

 

bk will be 8 yrs.....what card shoul i app 4 ???

 

no negs on reports..1 inq on EX that wil be 1 + yr old...about 10% utility..



WOW, so you were gonna app for the ZYNC 7 years ago? lol just giving ya a hard time. Id say go for the Green, same U/W criteria, just a higher AF. Still worth it though IMO.


Lol...sorry..bk from june 2005.....i hope there might be a replacment card to take the place of Zync


Established Contributor

Re: Zync gone.....what cardshould i app for ..??????


wealthcreator wrote:

you may like to refer this..

 

http://ficoforums.myfico.com/t5/Credit-Cards/What-is-alternate-option-to-Zync-now/td-p/1621524

 

 


Have read this already....had my heart set on the Zync......maybe they will have a good replacment...


Super Contributor

Re: Zync gone.....what cardshould i app for ..??????

All the charge cards have the same U/W criteria basically. I would app for PRG since AF is waived for the first year and there is a sign up bonus, then when your AF is going to hit if you don't want to pay that much, downgrade it to the green (or whatever they replace the zync with, if they replace it with something). 



Regular Contributor

Re: Zync gone.....what cardshould i app for ..??????

Oh man here we go another zync thread. Plenty more to come.

Established Contributor

Re: Zync gone.....what cardshould i app for ..??????


dude11 wrote:

Oh man here we go another zync thread. Plenty more to come.


Really not that big a deal....its new and not alot of info coming in yet on whats to happen. at least its new reading materialSmiley Wink



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Mega Contributor

Re: Zync gone.....what cardshould i app for ..??????

IMO you should go for PRG. Better csrd than the Zync, plenty of reward potential.




EQ FICO 548 3/3/16
Valued Contributor

Re: Zync gone.....what cardshould i app for ..??????


LS2982 wrote:

IMO you should go for PRG. Better csrd than the Zync, plenty of reward potential.


It depends on how much they're spending. I wouldn't recommend the PRG unless someone spends a minimum of 20-30k per year, due to the AF.
EX 798, EQ 789, TU 784
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