Reply
Established Contributor
amercnchopz34
Posts: 839
Registered: ‎10-28-2011
0

Zync gone.....what cardshould i app for ..??????

[ Edited ]

Iwas going to app in june 2013  for zync....not going to happen now,......

 

bk will be 8 yrs.....what card shoul i app 4 ???

 

no negs on reports..1 inq on EX that wil be 1 + yr old...about 10% utility..


Established Contributor
gettnthere
Posts: 912
Registered: ‎06-14-2012
0

Re: Zync gone.....what cardshould i app for ..??????


amercnchopz34 wrote:

Iwas going to app in june 2005 for zync....not going to happen now,......

 

bk will be 8 yrs.....what card shoul i app 4 ???

 

no negs on reports..1 inq on EX that wil be 1 + yr old...about 10% utility..



WOW, so you were gonna app for the ZYNC 7 years ago? lol just giving ya a hard time. Id say go for the Green, same U/W criteria, just a higher AF. Still worth it though IMO.



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Contributor
wealthcreator
Posts: 211
Registered: ‎07-02-2012
0

Re: Zync gone.....what cardshould i app for ..??????

you may like to refer this..

 

http://ficoforums.myfico.com/t5/Credit-Cards/What-is-alternate-option-to-Zync-now/td-p/1621524

 

 

Walmart TU-724 on 12-2012
EX-707 on 08-2012
EQ-668on 08-2012
_________________________________
Wallet - Discover 1500 | Chase Freedom 1500 | OldNavy Visa 2750 | Walmart 2000 | Amex BCE 6000 | BoA Visa Sig 5000 | Chase Marriott 5000 | Amex Hhonor 2000 | CSP 5000
__________________________________________
Established Contributor
amercnchopz34
Posts: 839
Registered: ‎10-28-2011
0

Re: Zync gone.....what cardshould i app for ..??????


gettnthere wrote:

amercnchopz34 wrote:

Iwas going to app in june 2005 for zync....not going to happen now,......

 

bk will be 8 yrs.....what card shoul i app 4 ???

 

no negs on reports..1 inq on EX that wil be 1 + yr old...about 10% utility..



WOW, so you were gonna app for the ZYNC 7 years ago? lol just giving ya a hard time. Id say go for the Green, same U/W criteria, just a higher AF. Still worth it though IMO.


Lol...sorry..bk from june 2005.....i hope there might be a replacment card to take the place of Zync


Established Contributor
amercnchopz34
Posts: 839
Registered: ‎10-28-2011
0

Re: Zync gone.....what cardshould i app for ..??????


wealthcreator wrote:

you may like to refer this..

 

http://ficoforums.myfico.com/t5/Credit-Cards/What-is-alternate-option-to-Zync-now/td-p/1621524

 

 


Have read this already....had my heart set on the Zync......maybe they will have a good replacment...


Valued Contributor
jsucool76
Posts: 2,825
Registered: ‎12-11-2011
0

Re: Zync gone.....what cardshould i app for ..??????

All the charge cards have the same U/W criteria basically. I would app for PRG since AF is waived for the first year and there is a sign up bonus, then when your AF is going to hit if you don't want to pay that much, downgrade it to the green (or whatever they replace the zync with, if they replace it with something). 

Wallet: Capital One Quicksilver 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 3000CL, Walmart Discover: 3500CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 2000CL, Citi Forward: 2600CL, Bank Of America Student Travel Rewards: 2700CL, Amex PRG
Regular Contributor
dude11
Posts: 237
Registered: ‎06-07-2011
0

Re: Zync gone.....what cardshould i app for ..??????

Oh man here we go another zync thread. Plenty more to come.

Established Contributor
gettnthere
Posts: 912
Registered: ‎06-14-2012
0

Re: Zync gone.....what cardshould i app for ..??????


dude11 wrote:

Oh man here we go another zync thread. Plenty more to come.


Really not that big a deal....its new and not alot of info coming in yet on whats to happen. at least its new reading material:smileywink:



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: Zync gone.....what cardshould i app for ..??????

IMO you should go for PRG. Better csrd than the Zync, plenty of reward potential.




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
CreditScholar
Posts: 2,300
Registered: ‎01-22-2012
0

Re: Zync gone.....what cardshould i app for ..??????


LS2982 wrote:

IMO you should go for PRG. Better csrd than the Zync, plenty of reward potential.


It depends on how much they're spending. I wouldn't recommend the PRG unless someone spends a minimum of 20-30k per year, due to the AF.
FICOs: EX: 826, EQ: 817, TU: 810
Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank American Airlines Executive World Elite MasterCard - $22,500 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+