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Valued Contributor
jsucool76
Posts: 2,645
Registered: ‎12-11-2011

Re: Zync gone.....what cardshould i app for ..??????

@CreditScholar

Af is waived for green, gold, and PRG for the first year, so I would definitely go for PRG then after the first year, if I wasnt spending enough, downgrade to green.
Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart: 1300CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
Contributor
TheConductor
Posts: 227
Registered: ‎07-24-2012

Re: Zync gone.....what cardshould i app for ..??????

i hope there might be a replacment card to take the place of Zync

Well, the question is: what would the place of Zync have been in your finances?  What were the important factors for you?

Was it having an Amex, any Amex?

 

Getting rewards on home improvement purchases, or your cable and phone bill, or taking your suits to the eco-dry-cleaner?

 

Was it having a charge card, as opposed to a revolving credit card?

 

Was it being able to customize rewards as your lifestyle changes?

 

The other thread linked above on what can replace Zync pretty much covers the obvious answer: if you wanted a low-annual-fee charge card, the Amex Green is the new lowest.  If your priority was on other things, what were those priorities?

Starting: EQ 626 (myFICO 7/22/12), EX 696 (TU FAKO 8/14/12), TU 621 (CK TransRisk 7/24/12) Current: EQ 665 (myFICO 2/13/12), EX 690 (CreditSesame FAKO 1/6/13) , TU 681 (WalMart 2/4/13) Goal: 700+ x3
My Wallet: Amex Zync NPSL (hidden limit > 10k), Barclaycard Apple V $2000, Walmart (Store) $900, BoA Cash Rewards V $500, CreditOne Platinum V $600, Best Buy Rewards MC $500, Chase Freedom V $400
Dream Wallet: Amex BCP, Citi Dividend Platinum V , Chase Freedom MC, Chase Sapphire Preferred V, BoA Privileges Cash Rewards VS, UPromise MC, US Bank Cash+ VS, Amex ZYNC, Amex SPG, Amex Platinum, Andrews FCU Global V

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