cancel
Showing results for 
Search instead for 
Did you mean: 

Zync or green?

tag
afbar1114
Valued Contributor

Zync or green?

I would like to keep an Amex in my wallet but should I keep green or zync?
AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 1 of 13
12 REPLIES 12
eviLution
Established Contributor

Re: Zync or green?

I'd keep a Zync like it's a rare Pokemon.


DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Message 2 of 13
tinuviel
Moderator Emeritus

Re: Zync or green?

Well, Zync has the lower AF, and it's now a "rare" Amex. If at some point in the future you decide that a Green would better suit your needs, it would always be available for you to get again. So, if all you're looking to do is keep an Amex, keeping the Zync might be the way to go.


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 3 of 13
tinuviel
Moderator Emeritus

Re: Zync or green?


@eviLution wrote:

I'd keep a Zync like it's a rare Pokemon.


Smiley LOL


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 4 of 13
chnceit
Valued Contributor

Re: Zync or green?


@afbar1114 wrote:
I would like to keep an Amex in my wallet but should I keep green or zync?

Thats hard to say because if you close the Zync you cannot get it anymore.... at all and there are a lot of people who still want it.

 

You gotta look at the rewards you want and I am assuming your Zync doenst have a hard limit right?

 

The Green gets you MR points and Zync has packs and not true AMEX MR points.

 

The Zync has $25 AF and the green is higher. So its really up to you.

 

I honestly would keep the Zync because its a rare breed of AMEX card that no one will get for now


Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Message 5 of 13
afbar1114
Valued Contributor

Re: Zync or green?

Ill keep the zync ill close green at some point
AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 6 of 13
creditnocash
Valued Contributor

Re: Zync or green?

if you keep zync and get another amex in the future, you could always transfer the points too my knowledge. 

 

 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 7 of 13
afbar1114
Valued Contributor

Re: Zync or green?

And back date!!!
AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 8 of 13
Repo-ed
Senior Contributor

Re: Zync or green?

Zync stays

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 9 of 13
jsucool76
Super Contributor

Re: Zync or green?

I would pick the zync too. Even though MRe points are worth less than MR points, you could always open a green every other year and transfer em to regular MR points.
Message 10 of 13
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.