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Just wondering if anyone has had a product change from zync to either green or gold.
I've heard many different stories and I was wondering if anyone has had any success in a product change.
Aren't we mixing apples and oranges here (charge cards and credit cards?)
@Anonymous wrote:Aren't we mixing apples and oranges here (charge cards and credit cards?)
Green and Gold are charge cards...
@MrShush wrote:
@Anonymous wrote:Aren't we mixing apples and oranges here (charge cards and credit cards?)
Green and Gold are charge cards...
I thought gold has a credit line attached
@Anonymous wrote:I thought gold has a credit line attached
It does? I wasn't aware of that. American Express' website shows under charge cards Zync, Green, the Golds, and Platinum. I think all but the Zync may offer the option to make a purchase and pay over time, but as separate credit line as a revolver, I'm not sure.
The standard AMEX Gold and AMEX Premier Rewards Gold are charge cards. The AMEX Gold Delta SkyMiles is a credit card.
I just got my Zync card in the mail today and tried to product change to a Platinum - saw an awesome deal on the website for 50k points after $1000 in purchases during the first 3 months. The CSR said that I cannot product change until I have 13 months on the card, then and only then can I upgrade to a different card. The only other option I had was to apply for the Platinum and get an additional inquiry on my credit report. The CSR stated that they could product change about a year ago but that change after the new cc laws were passed by the govt.
I want the Platinum, but not the $450 AF that comes with it!
Zync, Green, Gold, PRG, and Platinum are all charge cards...and IMO it depends on you personal needs which one you choose based on the numbers.
I have a Zync, and while there is more "prestige" attached to other AMEX selections...they doesn't make sense to me.
Green is IMO useless. It costs $95 out the gate and you just get the basic 1 RP per $ spent.
Gold gets you the Gold Card Events...and little else is different from Green except the price $125
PRG gets you some better RP incentives 3x on air and 2x on gas and groceries, but also costs an arm and a leg at $175
Platinum...just crazy at $450 nuff said
None are really that great for you unless you fly often in my view. And I doubt you see any real difference in MR and MR Express if you don't fly often either!
Zync for me offered the best deal. I have the Style (cause I am fancy) and Tech packs... which gives me 2x points where there would not have been with the other cards. And even if I add the Travel pack ( 2x airfare) I still get more use out of the card for $80 AF than I would have with any of the other products.