Zync with spending limit so unable to be approved for other Amex cards??0

[colindidit]

So I applied because its always a SP when you have a Amex card if you get denied, and I checked the preview on the letter they're going to send and it says because you have Zync with a spending limit youcan't open another Amex... Question is...how do I get the spending limit lifted off and has any one had luck withgetting their spending limit lifted??

[Jake0215]

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@colindidit wrote:

So I applied because its always a SP when you have a Amex card if you get denied, and I checked the preview on the letter they're going to send and it says because you have Zync with a spending limit youcan't open another Amex... Question is...how do I get the spending limit lifted off and has any one had luck withgetting their spending limit lifted??

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The short answer is no, close it, wait at least 30 days. Apply for what u want. 

[creditnocash]

im sure thats not the only reason you were denied. 

(my letter is unreadable online) waiting for the mail version

but anyway i got denied with the 721 score. 

but they made no mention of having a psl zync. 

they did mention time as amex member to short though. (since sept) which is just a filler reason in my opinion. 

i haven't heard anyone getting it removed, i have heard of people with npsl zync's getting approved for other cards. 

i have seen a couple people close zyncs re-apply and get approved. but im not willing too take that chance anytime soon. 

[colindidit]

Hmm. Ill have to think about that...I really likemy Zync hah. I'll wait til my credit report updates in 2 weeks when I pay all my debt off then close and wait the 30 days...maybe

[creditnocash]

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@colindidit wrote:

Hmm. Ill have to think about that...I really likemy Zync hah. I'll wait til my credit report updates in 2 weeks when I pay all my debt off then close and wait the 30 days...maybe

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what's your aaoa? 

[colindidit]

A little under two years which is another reason I don't wanna close anything I've only ever closed one card

[scenery_guy]

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@colindidit wrote:

A little under two years which is another reason I don't wanna close anything I've only ever closed one card

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How long have you had the card? If it's less than a year keep it, use it and pay in full. That's the behavior AMEX seems to like. 

[colindidit]

Since Aug. Been almost 6 month...after a year Ill call and ask

[E150GT]

Just curious, how did you get a hard limit placed on your card? Or how does one get a limit placed on it?

[colindidit]

When i applied I had high utilization but I paid off by the time I got the card..IN two weeks I'm gonna call and ask when my cc debt is paid off.