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Kgeee
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Kgeee
Posts: 5
Registered: ‎01-23-2013

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‎01-23-2013 09:18 PM - edited ‎01-23-2013 10:53 PM

 
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chnceit
Posts: 1,198
Registered: ‎08-17-2008

Re: Help FICO community

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‎01-23-2013 09:29 PM

Yes utilization is across all cards. Keep your utilization below 10% across all cards. Do not apply for anymore cards because we call your limits toy limits and you will only get more like this if you dont garden so go ahead on over to the garden and let your current cards grow


$100K in Credit
Last App: 01/09/13
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ceemee2203
Posts: 178
Registered: ‎07-27-2012

Re: Help FICO community

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‎01-23-2013 09:38 PM

You can try see if you CCC will increase your limits with soft pulls. I read this thread before: Check to see if a card pull Hard or Soft when requesting a CLI.

 


Starting Score: 702 (07/27/12 EX AMEX Pull)
Current Score: 734 (04/03/13 myFICO) / 740 (CS) / 749 (CK)
Goal Score: 800
Current Cards: AMEX PRG, AMEX BCE, BofA Travel Rewards with EMV
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Kgeee
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Kgeee
Posts: 5
Registered: ‎01-23-2013

Re: Help FICO community

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‎01-23-2013 10:46 PM

Thank you Chnceit.

 

I plan on doing just that. Will work with the CC i have and grow them. I already started getting credit increase offers....

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Kgeee
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Kgeee
Posts: 5
Registered: ‎01-23-2013

Re: Help FICO community

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‎01-23-2013 10:48 PM

Thank you Ceemee2203.

 

I will check with my CCC before accepting an CCI..

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