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New Member
Kgeee
Posts: 5
Registered: ‎01-23-2013

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Valued Contributor
chnceit
Posts: 1,524
Registered: ‎08-17-2008

Re: Help FICO community

Yes utilization is across all cards. Keep your utilization below 10% across all cards. Do not apply for anymore cards because we call your limits toy limits and you will only get more like this if you dont garden so go ahead on over to the garden and let your current cards grow


$100K in Credit
Last Credit Card App: 11/16/13
Regular Contributor
ceemee2203
Posts: 201
Registered: ‎07-27-2012

Re: Help FICO community

You can try see if you CCC will increase your limits with soft pulls. I read this thread before: Check to see if a card pull Hard or Soft when requesting a CLI.

 

Current Cards: AMEX Green, AMEX BCE ($15.2k), AMEX SPG ($6k), Arrival ($7.5k), Merrill+ ($7.5k), Freedom ($5k)

4/14 - 762 Fico (Barclaycard)
New Member
Kgeee
Posts: 5
Registered: ‎01-23-2013

Re: Help FICO community

Thank you Chnceit.

 

I plan on doing just that. Will work with the CC i have and grow them. I already started getting credit increase offers....

New Member
Kgeee
Posts: 5
Registered: ‎01-23-2013

Re: Help FICO community

Thank you Ceemee2203.

 

I will check with my CCC before accepting an CCI..


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