aadvantage visa infinite by popular bank

Anonymous · ‎03-05-2018

Anyone ever apply for the aadvantage visa infinite by popular bank in the virging islands? The $95.00 yearly fee for the visa infinite seems cheap.

https://www.popular.vi/cards/credit-cards/aadvantage-visa-infinite/

K-in-Boston · ‎03-05-2018

Looks like the card actually has a $195 annual fee + $75 for authorized users. Also seems like this is only available for residents of the US Virgin Islands. Under the "State" dropdown box, VI is the only option, even though the bank is headquartered in Puerto Rico. I guess most of us don't qualify to be Clientes Distinguidos.

Anonymous · ‎03-05-2018

The annual fee is $195, and the card charges 1% foreign transaction fee. But it comes with intro 0% APR and $0 intro BT fee for first 90 days but requires cancellation of the card from which the balance is transferred.

woodyman100 · ‎03-05-2018

Would the US be considered a foreign transaction? 😂

NFCU-ICCU-EECU-PSECU-DoverFCU-DCUFCU-Union Square FCU-Signature FCU-AODFCU-RedstoneFCU-USAllianceFCU-Amarillo National Bank-BHG MC-CapitalOne-CapitalOne Biz-Regions-Goldman Sachs (Apple/GM)-Evolve-Fifth Third-Gemini-Huntington-Imprint-USBank-Pinnacle-Cardless-John Deere-Discover-BofA-BofA Biz-Celtic Bank (M1)-Chase-Chase Biz-Amex-Amex Biz-Wells Fargo-Commerce-FNBO-Citi-Citi Biz-Synchrony-Synchrony Biz-Target TD-Third Coast Bank-USAA-Amegy-Amegy Biz-Dell-Citizens Biz-Comenity-Comenity Biz-Bread (Comenity)-DSNB-Webbank-Bill

AverageJoesCredit · ‎03-05-2018

Popular bank, no bueno

Anonymous · ‎03-05-2018

Lol at the US being considered a foreign transaction. But that is a good question.

MrDisco99 · ‎03-05-2018

@woodyman100wrote:
Would the US be considered a foreign transaction? 😂

No. The US Virgin Islands are part of the US.

Affinity Cash Rewards VSig $25,000 prime +9.25%

Amex Hilton Surpass $20,000 prime+17.49%

Amex Blue Business Plus $30,000 prime+12.99%

Barclays Wyndham Earner VSig $22,800 prime+11.99%

Cap1 Quicksilver WEMC $10,000 prime+14.74%

Chase Freedom Flex WEMC $10,000 prime+17.49%

Chase Freedom Unlimited VSig $10,000 prime+17.49%

Chase IHG Select WMC $5,000 prime+19.74%

Chase Sapphire Preferred VSig $10,000 prime+12.74%

Citi DoubleCash WEMC $10,000 prime+16.24%

Citi Custom Cash WEMC $11,200 prime+12.74%

Renasant (Elan) Max Cash Preferred VSig $25,000 prime+11.24%

Renasant (Elan) Everyday Rewards+ VSig $4,000 prime+11.24%

Synchrony Verizon VSig $15,000 prime+18.49%

Anonymous · ‎03-05-2018

@Anonymouswrote:
The annual fee is $195, and the card charges 1% foreign transaction fee. But it comes with intro 0% APR and $0 intro BT fee for first 90 days but requires cancellation of the card from which the balance is transferred.

If every other U.S issuer required this, the debt problem might not be as bad as it is now.

Some people have credit that has fallen drastically because of high utilization on one card; thus, if they cancelled the card they paid off with a balance transfer, they probably wouldn't qualify for it if they applied again any time soon... I'm talking about cards that require anywhere from average to excellent credit.