Just wondering ....I have a BB store card plan "B" cards...2 month's ago I took a chance for a ' A " card ....got a second "B" card for 700 ...rejected it...
they pulled equifax this is the response I Got this:
Your credit score
00277
Source: Equifax Credit Info Svcs
Date: 11/11/15
Source: Equifax Credit Info Svcs
Date: 11/11/15
What you should know about credit scores
Your credit score is a number that reflects the information in your credit report. We used your credit score to set the terms of credit we are offering you.
Your credit score can change, depending on how your credit history changes.
The range of scores
Scores from a low of 125 to a high of 298.
Key factors that adversely affected your credit score
TOO MANY RECENT INQUIRIES
LIMITED AGE OF CREDIT
USE OF CREDIT
LIMITED AGE OF CREDIT
USE OF CREDIT
judging by there scale it did not seem like a bad score....I did have a 450.00 balance on th BB store card at the time .....
Just wondering what there scoring scale is??
@amercnchopz34 wrote:
Just wondering what there scoring scale is??
I wish I could help you on this but I just don't know.
I used to think (rather naively) that I was beginning to understand the different score ranges and who pulls what and when but I've decided that few if any will ever figure all that out. 
From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".
@MarineVietVet wrote:I wish I could help you on this but I just don't know.
I used to think (rather naively) that I was beginning to understand the different score ranges and who pulls what and when but I've decided that few if any will ever figure all that out.
Unfortunately, that's the goal of the credit industry. To make sure that no one gets the logic and just when you think you're closed, they change it. In a way I don't blame them. Wouldn't be very effective if everyone knew how it worked. I'm sure many would try to find loopholes
