about cancelling old cards..

[scorewatcher7]

Hey forum folk...

Is there a base number of credit cards that starts working against your score once you reach? And if so, is it good to cancel a semi-older card with a low CL to lower the number of overall cards?

[takeshi74]

Number of cards really doesn't matter for scoring purposes.  It's more a matter of what you can responsibly manage.  You can refer to prior "number of cards" threads as well.

https://www.google.com/search?q=number+of+cards+site%3Aficoforums.myfico.com&oq=number+of+cards+site...

As for impact due to closure, this thread is linked in the Helpful Threads sticky in this subforum:

http://ficoforums.myfico.com/t5/Credit-Cards/Closing-Credit-Cards/m-p/347190?jump=true

[scorewatcher7]

---

@takeshi74 wrote:

Don't overlook the stickies.  This thread is linked in the Helpful Threads sticky in this subforum:

http://ficoforums.myfico.com/t5/Credit-Cards/Closing-Credit-Cards/m-p/347190?jump=true

Number of cards really doesn't matter for scoring purposes.  It's more a matter of what you can responsibly manage.  You can refer to prior number of cards threads as well.

https://www.google.com/search?q=number+of+cards+site%3Aficoforums.myfico.com&oq=number+of+cards+site...

---

@thank you @takeshi... I feel like mostly everything anyone asks is in the stickies somewhere. just wanted a direct personal opinion.