02-29-2012 03:42 PM - edited 02-29-2012 03:46 PM
I had a BK 7 in June of 2005 ..
this is a list of my CC 's
CAP one 2000 cl ....300 balance ......opened 10/08
Discover HSBC CL 1350 0 balance ......opened 1/07
Walmart store card 875 CL 0 balance .... ....opened 12/10
Best buy store card 750 CL (MAXX plan B) 0 balance.... opened 2008
Chevron gas 800 CL 0 balance ....opened 4/11
Barclay MC 3000 CL 0 balance ......opened 11/11..
I want to close my BB store card but I am afraid that it will hurt my AAoA ???.....its at around 4 yrs right now..
In June when some of the bad IIB info drops off, plus 1 collection will go away leaving.... me with one on TU and EQ that will come off in 12/12. I want to try for plan A account.
I want to stay in the garden till then picking flowers till mid year at least ...dont need the inquiries...That the only card I desperatly want 0 % financing need a new TV
Any help would be great
02-29-2012 03:44 PM
I want to close my BB store card but I am afraid that it will hurt my AAoA .....its at around 4 yrs right now..
Closing a card will not immediately affect either your AAoA or credit length history. You can read more about it here: Closing Credit Cards.
02-29-2012 04:55 PM
anyone have any ideas what my chances are for apping for a Chase freedom card????
Chase included in your BK?
The GE Cards have you been requesting CLI every 4 months... looks like you have had some of them for over a year but still lower lines.
I would probably take any "possible" hit right now and get rid of the plan B, especially if you want to try for plan A later.