@DI wrote:
@tntexans72 wrote:I am addicted to raising my score and the rewards that will come from a high fico score
Yes, one is cheaper auto insurance!
I never knew about auto insurance and credit score. Does this apply to all auto insurance companies?
@scottwagnon wrote:everywhere i read about credit card addictions, it is always about being addicted to spending and maxing out. but i am addicted to credit cards too. but in a different way; that i am addicted to the cards themselves and what they can do; not how much i can hope to wrecklessly overspend.
all i think about lately is my cards and how i can eventually acuire bigger and better cards, lower interest rates and better limits. it is like i have a taste for this. an insatiable craving.
but unlike anyone you typically hear about, its about collecting like a hobby. so the addiction is a hobby rather than a spending craving.
people usually have a taste for other things, such as collecting coins or antiques. no i have an addiction to acquiring the PERFECT credit card profile. someday i want to have a profile of 250k with an average of 6% apr, at least 200k in cash advance limits. and maximum rewards(of course the finest no af cards) then again i think that is silly. but my cravings go on.
but isn't that kind of the main objective of this credit card forum anyway?
Only $250k? Ah, that's easy to achieve. You've got to aim higher than that, I'm working toward $1mil in credit lines. 
Past a certain point, it is a bit of a game collecting more and fine tuning your portfolio. The first $50k credit limit card gives you an appetite to get them all that high or higher. It can be a lot of fun, as long as you can control your spending and manage things well. And it gives you OPTIONS, the best rates and deals are yours.
I think you should visit the *other* big credit board as well. You'll feel right at home among all of us there.
@CS800 wrote:
@DI wrote:
@tntexans72 wrote:I am addicted to raising my score and the rewards that will come from a high fico score
Yes, one is cheaper auto insurance!I never knew about auto insurance and credit score. Does this apply to all auto insurance companies?
Yes, many insurance agencies are softing credit reports. One of they many things they look at to determine ones premium is the insurance score.
@TangMeister wrote:
@scottwagnon wrote:everywhere i read about credit card addictions, it is always about being addicted to spending and maxing out. but i am addicted to credit cards too. but in a different way; that i am addicted to the cards themselves and what they can do; not how much i can hope to wrecklessly overspend.
all i think about lately is my cards and how i can eventually acuire bigger and better cards, lower interest rates and better limits. it is like i have a taste for this. an insatiable craving.
but unlike anyone you typically hear about, its about collecting like a hobby. so the addiction is a hobby rather than a spending craving.
people usually have a taste for other things, such as collecting coins or antiques. no i have an addiction to acquiring the PERFECT credit card profile. someday i want to have a profile of 250k with an average of 6% apr, at least 200k in cash advance limits. and maximum rewards(of course the finest no af cards) then again i think that is silly. but my cravings go on.
but isn't that kind of the main objective of this credit card forum anyway?
Only $250k? Ah, that's easy to achieve. You've got to aim higher than that, I'm working toward $1mil in credit lines.
Past a certain point, it is a bit of a game collecting more and fine tuning your portfolio. The first $50k credit limit card gives you an appetite to get them all that high or higher. It can be a lot of fun, as long as you can control your spending and manage things well. And it gives you OPTIONS, the best rates and deals are yours.
I think you should visit the *other* big credit board as well. You'll feel right at home among all of us there.
I completly agree with what TangMeister wrote and only one exeption. When you visit other credit forum, just kep in mind that that forum is very judgemental, has unbearably rude mods/owners and often provides doubtful info.