Time heals all. Also look to add an unsecured TL of any kind. Try the shopping cart trick or something two good accounts are much better than one. Good luck and congrats on taking the first steps. 😄
06/26/2014 - Gardening until 7/1/15
Whatever you get use at least once so it shows that you used it. Then keep it reporting 0 balance. If you have a way into navy federal take it.