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advice on new app?

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Anonymous
Not applicable

advice on new app?

Are there any cards more open to ficos around 700, no baddies, long payment history, 100k income but  ...high balances (60k)?

Message 1 of 4
3 REPLIES 3
YoungEntrepeneur
Established Contributor

Re: advice on new app?

You need to pay down your balances before you apply for credit. Many lenders will deny you for high util.
Message 2 of 4
Anonymous
Not applicable

Re: advice on new app?

thank you-PenFed just gave me 20000cl.(lifetime 4.9%)

I have 4 other larger cl

Message 3 of 4
Lyythine
Established Contributor

Re: advice on new app?

well, color me jealous.  PenFed wont touch me with a 10ft pole, or at least so it seems.  I always get the "pyramiding credit" denial on apps.  Congrats on the new line, want to add me as an AU so they can see I really dont have the plague and/or wont charge 200k and then not pay?  Smiley Wink
Message 4 of 4
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