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advice

New Member

advice

Hello everyone, I wanted to ask for advice, I have a credit card discover cl 1000, a two capitalone cl cl 300 and 500, do you wonder if another credit card wrong? that credit cards do you recommend? experian: 718 equifax: 660 fico transen. : 665 fico
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Frequent Contributor

Re: advice

I would try a credit uion, with the hopes that they would offer you a card with a higher credit limit than what you currently have.  Or else I'm afraid that if you keep applying, creditors will continue to give you low limit cards.  Perhaps someone with more experience would have suggestions........

Marriott Rewards Visa $25,000; AirTran A+Rewards Visa $25,000; PFCU Visa $17,000; Barclay B&N MasterCard $12,000; GUCU Visa $10,500; Nordstrom Visa $10,000; GOCU Visa $10,000; Ann Taylor MasterCard $6,400; US Bank Perks Plus Visa $5,000; Barclay Arrival MasterCard $5,000; Quicksilver One $3,000; Capital One Classic $3,000; Amazon Visa $500; Sam's Club MasterCard $250; Dillards AMEX $250; Wal-Mart MasterCard $250.
Message 2 of 4
Senior Contributor

Re: advice


dsquared1977 wrote:
Hello everyone, I wanted to ask for advice, I have a credit card discover cl 1000, a two capitalone cl cl 300 and 500, do you wonder if another credit card wrong? that credit cards do you recommend? experian: 718 equifax: 660 fico transen. : 665 fico

Why do you want another credit card?

 

When did you open each of these?

Message 3 of 4
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Frequent Contributor

Re: advice

I agree.  I don't see any reason why you'd need another card, unless you're just seeking to obtain something with a higher CL, which I'm thinking you are.  When did you open these cards and what is your utilization like?  Do you have any baddies on your report, with your scores I'm guessing none or very minimal.  I'd try for a credit union card or even take the plunge and app for another prime like Chase Freedom or maybe Barclays.  Best of luck.

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