Reply
New Member
Posts: 1
Registered: ‎08-15-2011
0

advice

Hello everyone, I wanted to ask for advice, I have a credit card discover cl 1000, a two capitalone cl cl 300 and 500, do you wonder if another credit card wrong? that credit cards do you recommend? experian: 718 equifax: 660 fico transen. : 665 fico
Frequent Contributor
Posts: 262
Registered: ‎06-13-2008
0

Re: advice

I would try a credit uion, with the hopes that they would offer you a card with a higher credit limit than what you currently have.  Or else I'm afraid that if you keep applying, creditors will continue to give you low limit cards.  Perhaps someone with more experience would have suggestions........

Marriott Rewards Visa $25,000; AirTran A+Rewards Visa $25,000; PFCU Visa $17,000; Barclay B&N MasterCard $12,000; GUCU Visa $10,500; Nordstrom Visa $10,000; GOCU Visa $10,000; Ann Taylor MasterCard $6,400; US Bank Perks Plus Visa $5,000; Barclay Arrival MasterCard $5,000; Quicksilver One $3,000; Capital One Classic $3,000; Amazon Visa $500; Sam's Club MasterCard $250; Dillards AMEX $250; Wal-Mart MasterCard $250.
Senior Contributor
Posts: 3,197
Registered: ‎01-24-2010
0

Re: advice


dsquared1977 wrote:
Hello everyone, I wanted to ask for advice, I have a credit card discover cl 1000, a two capitalone cl cl 300 and 500, do you wonder if another credit card wrong? that credit cards do you recommend? experian: 718 equifax: 660 fico transen. : 665 fico

Why do you want another credit card?

 

When did you open each of these?

Frequent Contributor
Posts: 311
Registered: ‎07-18-2011
0

Re: advice

I agree.  I don't see any reason why you'd need another card, unless you're just seeking to obtain something with a higher CL, which I'm thinking you are.  When did you open these cards and what is your utilization like?  Do you have any baddies on your report, with your scores I'm guessing none or very minimal.  I'd try for a credit union card or even take the plunge and app for another prime like Chase Freedom or maybe Barclays.  Best of luck.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.