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So I plan on applying for a charge (Gold) and credit (BCE) card in January. I'm guessing I'll do through the AmEx web site. Would it make more sense to start with Gold and then app BCE? Is there any information that could be construed from either an approval or denial of Gold that could impact my subsequent decision to app for BCE?
Apps for gold first then BCE.....
Its sometime cost 3 HP on 3 credit bureaus thou.....its happen to me......
I apps for Green and apps for Delta 30 mins after hope that they used the same pulls but they did all three.........Pull my Experian first then decide pull all three on my second apps on the same day....I think im borderline for their approval........675 fico score at time....
Most of the time when you app at the same time or same day with AMEX it only counts as one HP......If you are approved for one now and wait to app for the next card in Jan it will be a SP if denied and a HP if approved..
I apped Blue cash first and they pulled all 3, then I got the green a week later and they only pulled one.
You could open-up multiple browser windows. For instance, 1 firefox window (or more than one) or 1 firefox and 1 internet explorer window.
Fill-out both apps, then press submit one after the other.
Generally it seems if you call AmEx to apply for boh cards you can ask them to use the same credit pull.
@hateAshbury wrote:So I plan on applying for a charge (Gold) and credit (BCE) card in January. I'm guessing I'll do through the AmEx web site. Would it make more sense to start with Gold and then app BCE? Is there any information that could be construed from either an approval or denial of Gold that could impact my subsequent decision to app for BCE?
Two months ago I applied for the Zync and then immediately applied for the BCE and was approved for both.
I then the same day drove to the Costco retail store and applied for the Amex True Earnings and was also approved.
All three cards on one Hard Pull.
They pulled Experian here in NY.
At the time I had Fico scores around 700 and a credit history of only eight (8) Months.
I may have just gotten lucky.
If you're applying for multiple cards, you should apply at the same time, or just seconds apart, to maximize your chances and minimize the number of hard pulls. Fill out the applications in different browser tabs/windows first, then submit the applications within a few seconds. Since you want two cards from the same issuer, this strategy works even better.