cancel
Showing results for 
Search instead for 
Did you mean: 

airline credit card?

tag
afbar1114
Valued Contributor

airline credit card?

i plan on flying at least 2-3 times next year. i am wondering what card if any would be good for this. or if i can get an easy credit card for flying that will give me perks too

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 1 of 7
6 REPLIES 6
Prodr222
Member

Re: airline credit card?

I thin you should first look at which airlines flys the most into where you live. Whether it be delta, aa, united, us air, or any other one. Then apply. It seems that the Citi AA card is very easy to get. ive seen peolpe with mid to low 600 on who gave me credit getting them . its also a visa sig.

Message 2 of 7
laboi_22
Established Contributor

Re: airline credit card?

What types of perks are you looking for? I find perks like free checked bags, priority boarding, and discounts on inflight isn't worth the AF especially if you are only flying 2-3 times in one year. IMO getting a card for 2-3 flights isn't worth the hard pull, possible decline, and hit on AAOA if approved. Why not just use your current cards? Wouldn't the cash back be more substantial and useful? Discover had great travel deals and now BOFA has a travel discount sight that is really useful. AMEX is also a great travel card.
Current Scores: EX - 728 FICO (5/11/13) TU - 771 FICO (7/02/13) EQ ??

Current Cards: Chase Freedom $5,000, CSP $5,700, BofA Visa Signature $15,000, AMEX BCE $6,000, Walmart $4,150, Gap Visa $10,000, JC Penny $5,800, Lowes $8,500, Dillard's AMEX $8,000, AMEX Hilton HHonors - $2,000, Chase United $12,000, Citi AAdvantage & Simplicity $6,000/$6,000, SPG AMEX $1,000
Message 3 of 7
Jazzzy
Valued Contributor

Re: airline credit card?

We fly Delta a lot, so the Delta AmEx works for us. We use it as our go-to card, so we build lots of miles. Flew to Boston free in June and still have about 165,000 miles saved. Use the free checked bags. And on Tuesday I fly to New York. Paid for my ticket, and my daughter is flying free on the companion certificate.

 

You are the only one who can determine if the annual fee works for you. It way more than earns its keep at our house...but each case is individual.

Message 4 of 7
Repo-ed
Senior Contributor

Re: airline credit card?

no
5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 5 of 7
distantarray
Established Contributor

Re: airline credit card?


@afbar1114 wrote:

i plan on flying at least 2-3 times next year. i am wondering what card if any would be good for this. or if i can get an easy credit card for flying that will give me perks too


depends what airline you like to fly and also depends if it's domestic or international.

 

 

3-4+ flights a year or atleast 1+ international trips a year I would vote Amex Platinum.

 

If you fly Delta you have to get Delta Skymiles but gotta warn you it's a terrible card for miles redemption. Just for free checked back and priority boarding.

 

Do you have to have flights? does priority boarding mean anything to you ? etc

 

Sometimes Airline cards aren't the best, Amex Starwood hotel card fits more people than airline cards themselves sometimes and is very flexible, and points transfer to miles pretty nicely.

 

Then there's the Hilton Surpass which gives you a partial Priority pass ($27 pass instead of $50+)  with a $99 annual membership but 1 free night at a Hilton hotel a night, and you even get extra points with things like grocery shopping so you don't have to build all the points just on travel etc. 


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 6 of 7
afbar1114
Valued Contributor

Re: airline credit card?

I didnt get a new card put it on freedom and got 5% back

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 7 of 7
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.