@ac921ol wrote:
Well I did the chase freedom. Got 1500 approved. Waiting for that in the mail, I will garden my cap1 and fp, and I will use the delta amex and let the wife use the chase, so we both get the rewards and in jan I will apply for the bcp, I fill up once every 7-10 days easily and buy groceries quite often.
Why will the amex backdate to jan 2013 if I get it jan 2014??
Also what will the Amex Delta backdate too?
No if the Delta is your first card it will not backdate. However, any new amex obtained in Jan 2014 or Jan of following years can be backdated to Jan 2013 as that is the first year you were an amex member.
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And is it possible to get a CLI with chase right at activation?
I'd like to do a BT of 2200 and still not be maxed out for utilization, so hoping for a 3500 limit if possible.
I'd like to do a BT of 2200 and still not be maxed out for utilization, so hoping for a 3500 limit if possible.
Well didn't ask for a CLI, but I did apply for the CSP (I was feeling good) and I got approved for a 5k limit. I finally got to 5k!!!!
Question now would be should I try applying for a BCE from amex in Jan?
Question now would be should I try applying for a BCE from amex in Jan?
Congrats on the CSP. As stated earlier, wait until you have gotten the 3x CLI and right around the first of a Jan app for the BCE.
I still would love to get the CLI on the freedom to 3500, so I can balance transfer the cap1 and fp to one card. Do you think I have a better chance of a CLI now that I got approved for a CSP.
@ac921ol wrote:
I still would love to get the CLI on the freedom to 3500, so I can balance transfer the cap1 and fp to one card. Do you think I have a better chance of a CLI now that I got approved for a CSP.
No chances are the same
Just so you are aware every call with Chase is logged so the next person will see that you called and were told no from the last call just an FYI
I would stop poking that bear and let it sleep just my opinion tho 
@myjourney wrote:
@ac921ol wrote:
Well I did the chase freedom. Got 1500 approved. Waiting for that in the mail, I will garden my cap1 and fp, and I will use the delta amex and let the wife use the chase, so we both get the rewards and in jan I will apply for the bcp, I fill up once every 7-10 days easily and buy groceries quite often.
Why will the amex backdate to jan 2013 if I get it jan 2014??
Also what will the Amex Delta backdate too?Congrats
The Amex you get next year will reflect the year your first card was approved
The reason people apply in Jan. is if approved that card would reflect 1/2013
If Feb. 2/2013 and so on so on for whatever month you are approved
Hope that makes sense
Kekeke I'm going to app for BCP Jan 14 and have it bakdated Jan 13? guess I join lexie09 in january apping 
