Only thing that might hurt is the collection and the 34% Util
I would suggest trying to get your uti down. You may be able to squeeze out a few more points. If you can get the collection removed your scores will probably get up to the 700s.
did you pay the medical collections? if so send them a whychat's hippa process DV and it'll come off your reports now, also bring your utility down and you'll be fine for prime.