03-20-2013 06:28 PM
03-20-2013 06:30 PM
personally id go in the incriments they add on 1k to 8k is alot if you ask me and might make you seem desperate if you shoot for it before they ask.. not too sure just putting my ideas out to you.. =D
03-20-2013 06:34 PM
03-20-2013 06:35 PM
03-20-2013 06:36 PM
03-20-2013 06:39 PM
03-20-2013 08:48 PM
3x seems to the lucky number.
03-21-2013 09:33 AM
03-21-2013 09:49 AM - edited 03-21-2013 09:50 AM
My walmart discover card is due for increase very soon currently stands at 1k. I wana hit the luv button for 8k. I use heavy and PIF always. Is that too high to ask?
Probably, but depends on your total credit picture. IF you've got the credentials to support a 8X increase, then gopherit! They will most likely counter, as the others have stated. Discover is fairly conservative, so don't be disappointed if you don't get that. 3X would be considered a fair increase.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.