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amazon card....

Valued Contributor

amazon card....

i know i know i am in gardening...but i am starting to buy a tv series and the prices are better on amazon... i was about to apply but said no....


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Message 1 of 14
13 REPLIES
Epic Contributor

Re: amazon card....

I want this card also... but in the end it doesn't really do anything for you unless you are buying something like a computer that can get the 12-24 month 0% finance.

You don't own rewards and it can't eventually turn into a Discover, Visa, Amex like some other cards backed by GE because Amazon gave the Visa line of their card to Chase not GE.

Message 2 of 14
Valued Contributor

Re: amazon card....


Creditaddict wrote:

I want this card also... but in the end it doesn't really do anything for you unless you are buying something like a computer that can get the 12-24 month 0% finance.

You don't own rewards and it can't eventually turn into a Discover, Visa, Amex like some other cards backed by GE because Amazon gave the Visa line of their card to Chase not GE.


so any GE card can turn in to another cad?


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Message 3 of 14
Epic Contributor

Re: amazon card....

Chevron, Gap, Banana, etc. can become Visa, either getting approved for it in the beginning or being offered.

Walmart, Sams, offer Discover

Dillards has Amex.

 

They are all backed by GE bank.

 

 

Message 4 of 14
Valued Contributor

Re: amazon card....


Creditaddict wrote:

I want this card also... but in the end it doesn't really do anything for you unless you are buying something like a computer that can get the 12-24 month 0% finance.

You don't own rewards and it can't eventually turn into a Discover, Visa, Amex like some other cards backed by GE because Amazon gave the Visa line of their card to Chase not GE.


The advantage of the Amazon card is the free financing option and it starts at $149 for 6 months, pretty easy to put together an order for $149.

 

http://www.amazon.com/gp/cobrandcard/marketing.html/ref=amb_link_6326822_3?ie=UTF8&place=camp&inc=de...

Message 5 of 14
Senior Contributor

Re: amazon card....


Creditaddict wrote:

I want this card also... but in the end it doesn't really do anything for you unless you are buying something like a computer that can get the 12-24 month 0% finance.

You don't own rewards and it can't eventually turn into a Discover, Visa, Amex like some other cards backed by GE because Amazon gave the Visa line of their card to Chase not GE.


ITA... I was really tempted when I was going to buy some books on Amazon a couple of weeks ago, but talked myself out of it. The only benefits are the financing for higher priced items. Right now, it's starting @ $149 for 6 mos @ 0%, so for $50 of books, it just didn't pay when I can get 1% on my Navy CC.

 

I *wish* Amazon would add some benefits to that card. Then I'd snap it up in a minute. Smiley Tongue

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 6 of 14
Established Contributor

Re: amazon card....

You know what would also be nice, is for them to actually print the card as if it were an actual credit card. This flimsy piece of laminated paper that they call my "Amazon Card" didn't really hold up for very long Smiley Tongue

Message 7 of 14
Established Contributor

Re: amazon card....


logan_720 wrote:

You know what would also be nice, is for them to actually print the card as if it were an actual credit card. This flimsy piece of laminated paper that they call my "Amazon Card" didn't really hold up for very long Smiley Tongue


What were you doing to wear it out so much? Smiley Very Happy

 

I can't imagine ever really needing the actual physical card, at least not enough for it to wear out. You don't have to swipe it...or carry it in your wallet or anything...seems like a piece of paper just as "proof" of a card would suffice. 

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Message 8 of 14
Mega Contributor

Re: amazon card....

I wanted this card about 3 months ago and got declined. Don't want it anymore, Gardening is the focus!!! (psst.....afbar..........)Smiley Happy




EQ FICO 548 3/3/16
Message 9 of 14
Contributor

Re: amazon card....


pipeguy wrote:

Creditaddict wrote:

I want this card also... but in the end it doesn't really do anything for you unless you are buying something like a computer that can get the 12-24 month 0% finance.

You don't own rewards and it can't eventually turn into a Discover, Visa, Amex like some other cards backed by GE because Amazon gave the Visa line of their card to Chase not GE.


The advantage of the Amazon card is the free financing option and it starts at $149 for 6 months, pretty easy to put together an order for $149.

 

http://www.amazon.com/gp/cobrandcard/marketing.html/ref=amb_link_6326822_3?ie=UTF8&place=camp&inc=de...


While it's pretty easy to put together an order for $149, Amazon frequently will split an order into multiple charges as each piece ships.  That results in the order total not being $149 or more according to GECRB and no free financing for you.  It's a real pain in the butt to get them to fix it, but it can be done.

Message 10 of 14