09-11-2012 02:58 PM - edited 09-11-2012 03:06 PM
my friend wants an amazon store card sooooo bad and lives vicariously through me and myfico life I don't think an amazon card is possible with a TU fico of 637...but I promised to ask. Should she try or wait until shes in the 650s??
*edit for TU fico score instead of EQ*
09-11-2012 03:04 PM
09-11-2012 03:05 PM
yes just the basic Amazon store card. I don't want her to waste an inq if its a no go!
09-11-2012 03:10 PM
09-11-2012 03:10 PM
09-11-2012 03:13 PM
09-11-2012 03:16 PM
I was approved with an income of 12.5k and an 800CL so YMMV.
So, you're telling me you have all those credit cards in your sig, with all those limits with an income of 12K?!?!?!?
09-11-2012 03:19 PM
perfect. thanks guys! I will pass on the info...and yes the fico is from TU myfico so I hope this works for her! THANKS!!!
09-11-2012 04:15 PM - edited 09-11-2012 04:17 PM
Check this out... I app spreed today starting at 12 midnight. I applied for AMEX Starwood Preferred Guest, Walmart, Belk and Amazon Chase. I was approved for all of them. Amazon Chase denied me, but did a recon on the phone with me. I refinanced my auto this week to and my auto enhanced was 674. EQ FICO was reading 639 on the same day. Have your friend call and apply with someone on the line. If she has derog's on her account, she may have a chance depending on how much and the type of debt. My credit union is also considering me for another account as they pulled credit recently. I regret getting Walmart, except I can save on gas.
09-11-2012 06:30 PM
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.