06-05-2008 04:50 PM
06-05-2008 04:57 PM
ducky thats one of the cards on my wishlist. I am well into six figures, and no baddies on TU. A couple old meds on the EX and EQ. But I'm waiting a year or two due to inquiries from a motorcycle, home and three cards that I apped for recently. Not to mention a good size BT on one leaving my uti. about where yours is. Great card from what I've read.
imducky wrote:well, just got the big decline.
balances too high on revolving accounts
oh well 3 of about 12 cards w/a balance overall just under 30% uti. so ya, i am revolving some balances at very attractive rates (0-9.99) sue me.
no luck w/making it to an underwriter for recon (csr says they don't take calls), might try again in the am. i have a 700+ tu, good income, and no baddies on tu or eq. i was shut down during the junami, shoulda known better i guess.
06-05-2008 05:14 PM
06-05-2008 05:52 PM
imducky wrote:just pulled cct and they pulled ex today, tu on 5/28 when i app'd. i really wish they wouldn't have pulled ex. my worst 15 inq's, collection from 02 paid in 06 and maybe 620 score.
06-06-2008 07:32 AM
Not really you get whole lot of benefits with less of the AFand complimentary Airport Club access1
3 As an Ameriprise client, the 1.99% introductory Annual Percentage Rate (APR) on balance transfers and convenience checks is applicable for the first six billing cycles after your account is opened (the “Introductory Period”). The introductory APR may end early if we do not receive timely payments, if you exceed your credit line or if we receive a payment that is not honored by your bank. Ameriprise will allocate your payment to lower APR balances before higher APR balances. This means your savings will be lower if you engage in transactions that result in balances subject to higher APR balances. The APR may vary for purchases, and for balance transfers and convenience checks after the Introductory Period, and currently the rate is P+1.25%. The current variable APR for Cash Advances is P+1.25%. Minimum monthly finance charge: $1.00 ($0.50 for residents of Iowa).
06-06-2008 01:04 PM
islandchild82 wrote:Sorry about the decline, Ducky! Good luck with reaching an underwriter tomorrow and with the recon!
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.