06-05-2008 04:50 PM
06-05-2008 04:57 PM
ducky thats one of the cards on my wishlist. I am well into six figures, and no baddies on TU. A couple old meds on the EX and EQ. But I'm waiting a year or two due to inquiries from a motorcycle, home and three cards that I apped for recently. Not to mention a good size BT on one leaving my uti. about where yours is. Great card from what I've read.
imducky wrote:well, just got the big decline.
balances too high on revolving accounts
oh well 3 of about 12 cards w/a balance overall just under 30% uti. so ya, i am revolving some balances at very attractive rates (0-9.99) sue me.
no luck w/making it to an underwriter for recon (csr says they don't take calls), might try again in the am. i have a 700+ tu, good income, and no baddies on tu or eq. i was shut down during the junami, shoulda known better i guess.
06-05-2008 05:14 PM
06-05-2008 05:52 PM
imducky wrote:just pulled cct and they pulled ex today, tu on 5/28 when i app'd. i really wish they wouldn't have pulled ex. my worst 15 inq's, collection from 02 paid in 06 and maybe 620 score.
06-06-2008 07:32 AM
Not really you get whole lot of benefits with less of the AFand complimentary Airport Club access1
3 As an Ameriprise client, the 1.99% introductory Annual Percentage Rate (APR) on balance transfers and convenience checks is applicable for the first six billing cycles after your account is opened (the “Introductory Period”). The introductory APR may end early if we do not receive timely payments, if you exceed your credit line or if we receive a payment that is not honored by your bank. Ameriprise will allocate your payment to lower APR balances before higher APR balances. This means your savings will be lower if you engage in transactions that result in balances subject to higher APR balances. The APR may vary for purchases, and for balance transfers and convenience checks after the Introductory Period, and currently the rate is P+1.25%. The current variable APR for Cash Advances is P+1.25%. Minimum monthly finance charge: $1.00 ($0.50 for residents of Iowa).
06-06-2008 01:04 PM
islandchild82 wrote:Sorry about the decline, Ducky! Good luck with reaching an underwriter tomorrow and with the recon!
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO