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amex 61 days mark??? what to do ??

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amercnchopz34
Established Contributor

amex 61 days mark??? what to do ??

So I was approved for delta gold  on 11-1-12 and BCP on 11-3-12......I want to ask for the 61 day CLI ...I think it would be best to put it on the BCP to move it to 6000 from 2000 or should I try to get 10000 on the Delta (at 5000 CL)

 

Also I know the ?? has been asked a bunch.....Should I try for it now or wait till maybe middle of the month to be sure??

 

Not sure when there last soft pull was on me ....at  about 18 % total utilty with $30.00 balance on BCP and 0 bal on Delta

 


Message 1 of 15
14 REPLIES 14
adavis425
Established Contributor

Re: amex 61 days mark??? what to do ??


@amercnchopz34 wrote:

So I was approved for delta gold  on 11-1-12 and BCP on 11-3-12......I want to ask for the 61 day CLI ...I think it would be best to put it on the BCP to move it to 6000 from 2000 or should I try to get 10000 on the Delta (at 5000 CL)

 

Also I know the ?? has been asked a bunch.....Should I try for it now or wait till maybe middle of the month to be sure??

 

Not sure when there last soft pull was on me ....at  about 18 % total utilty with $30.00 balance on BCP and 0 bal on Delta

 


I would go for the Delta Gold. Why not go for the whole $15,000? Nerves? If you're certain of the dates, why wait? Even if you decided to do BCP, I don't think the balance or util will work against you. I had 12% util and a $300 balance on my DG when I successfully did my 3x cli. HTH. Good luck ! Smiley Tongue

AmEx Platinum | AmEx BCP | AmEx Delta Gold | CSP | Chase Freedom | NFCU cashRewards Visa Sig | NFCU Plat MC | WM MC | Discover it | JCP


Message 2 of 15
Cdnewmanpac
Established Contributor

Re: amex 61 days mark??? what to do ??

You should ask on the delta and ask for 15k. They do counter if they can't give you the full amount. You can then move a portion of your Delta credit to the BCP (easy to do).

In wallet: Ink Plus 10k, AMEX TE 25k. In bag: CSP 16k, USAA WMC 15k, Hyatt 13k, United MPE 12k, AMEX HHonors 3k. In SD: Cap 1 QS 5k, Discover IT 7k. FICO 08 says my EQ is now 844, was 510 in 2010.
Message 3 of 15
amercnchopz34
Established Contributor

Re: amex 61 days mark??? what to do ??


@Cdnewmanpac wrote:

You should ask on the delta and ask for 15k. They do counter if they can't give you the full amount. You can then move a portion of your Delta credit to the BCP (easy to do).


how long do you have to wait before you move some of one credit line to another??


Message 4 of 15
amercnchopz34
Established Contributor

Re: amex 61 days mark??? what to do ??

pulled the trigger....got the 7 to 10 day message .....i guess its a no go


Message 5 of 15
amercnchopz34
Established Contributor

Re: amex 61 days mark??? what to do ??

went to link.....said it was declined due to no increases being allowed within 60 days  since opening account....how long do I have to wait to ask again.....Do I have to wait 6 months??


Message 6 of 15
amercnchopz34
Established Contributor

Re: amex 61 days mark??? what to do ??


@amercnchopz34 wrote:

went to link.....said it was declined due to no increases being allowed within 60 days  since opening account....how long do I have to wait to ask again.....Do I have to wait 6 months??


I just called rep......He gave me a date of 1-6-13 to try again .....Is this ok??  Will it get kicked back again since I tried already??


Message 7 of 15
SnackTrader
Valued Contributor

Re: amex 61 days mark??? what to do ??

http://ficoforums.myfico.com/t5/Credit-Cards/BCP-61-days-3x-CLI-oops-not-yet/m-p/1765214/highlight/t...

 

Hope this helps!

 

This is by far the most discussed topic on the forum. A little searching goes a long way. 


In My Wallet: Amex BCP (12/12) $50,000, Chase Freedom (12/12) $16,500, Cap1 Quicksilver (6/12) $14,000, Barclaycard Rewards (5/13) $10,500, Citi Prestige (4/16) $30,000

Last App: June 27, 2015
Message 8 of 15
Cadillac-XTS
Established Contributor

Re: amex 61 days mark??? what to do ??

+1

Message 9 of 15
amercnchopz34
Established Contributor

Re: amex 61 days mark??? what to do ??


@amercnchopz34 wrote:

@amercnchopz34 wrote:

went to link.....said it was declined due to no increases being allowed within 60 days  since opening account....how long do I have to wait to ask again.....Do I have to wait 6 months??


I just called rep......He gave me a date of 1-6-13 to try again .....Is this ok??  Will it get kicked back again since I tried already??


Hit love button today for 3 x's cl.......countered with 6500 total cl...better that nothing i guess.....will try again in 6 months for CLI on BCP......


Message 10 of 15
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