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amex SP me 3 times in 2 weeks!

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slap_happy
Frequent Contributor

amex SP me 3 times in 2 weeks!

hi guys, I have been with amex since 97, just got a BSP almost a month ago, checked my CR today and amex SP me 3 times in the last 2 weeks. is that normal? 




Message 1 of 13
12 REPLIES 12
Luscher
Valued Contributor

Re: amex SP me 3 times in 2 weeks!

yes.
CHASE FREEDOM | AMEX BCE | | BOFA REWARDS | CITI TYP | Quicksilver | DISCOVER IT | Sallie Mae | CHASE CSP
--------$32,000-------------$30,000-----------$30,000-----------$30,000-----$13,000---------$18,200----------$15,000---------$6,500----

FICO - TU: 780 EX: 784 EQ: 781
Message 2 of 13
09Lexie
Moderator Emerita

Re: amex SP me 3 times in 2 weeks!

Message 3 of 13
Kenny
Moderator Emeritus

Re: amex SP me 3 times in 2 weeks!

You have Credit Secure?
Message 4 of 13
slap_happy
Frequent Contributor

Re: amex SP me 3 times in 2 weeks!

@kenny

 

nah, just got a copy of my CR from experian cause when I got the BSP they gave me a different apr so I was able to get a free cr and you can basically just keep checking it with the cr# they provide, so checked it today and bam, 3 sp's in 2 weeks, im about a month out before the 3x61 cant wait Smiley Happy




Message 5 of 13
JonStur
Established Contributor

Re: amex SP me 3 times in 2 weeks!

Yes, it's called an account review and everyone gets it when they are approved for new credit, even if you are already a cardholder. Some get it more than others and there is no rhyme or reason why. I got the BCE in May and the Costco True last month and was only sp'd once in June ( like yourself I use a number I got about 6 months ago!!!)


Starting Score: TU 595 EX 600 EQ 585
Current Score: TU 820 EX 825 EQ 812
Goal Score: 800 Club (Mission Accomplished)

Amex Platinum, Amex BCP $17.5K, 5/3 Sig $10K, Capital One Quicksilver 15K, Walmart 10K, US Bank Cash+ 15K, Sam's Club 10K, Chase Freedom $6K, Discover More $15K, Chase United Club MileagePlus $33K, Costco $6K, CapOne Quicksilver One $7K, Cap One Quicksilver $5K, Amazon $3K, Barclays $12.5K, Home Depot $7.5K, AppleCard $6K
Message 6 of 13
09Lexie
Moderator Emerita

Re: amex SP me 3 times in 2 weeks!

My DH was approved late last month and hasn't pulled SPed yet.
Message 7 of 13
Slab
Frequent Contributor

Re: amex SP me 3 times in 2 weeks!


@slap_happy wrote:

@Kenny

 

nah, just got a copy of my CR from experian cause when I got the BSP they gave me a different apr so I was able to get a free cr and you can basically just keep checking it with the cr# they provide, so checked it today and bam, 3 sp's in 2 weeks, im about a month out before the 3x61 cant wait Smiley Happy


Where do you go to put in the credit report number? I got my report a few weeks ago and would like to check my SPs. Thanks

Equifax FICO 781, Transunion FICO 821, Experian FICO 807,

810 goal on all three by 3-1-2015
Message 8 of 13
09Lexie
Moderator Emerita
Slab
Frequent Contributor

Re: amex SP me 3 times in 2 weeks!

Thanks a lot Lexie.

Equifax FICO 781, Transunion FICO 821, Experian FICO 807,

810 goal on all three by 3-1-2015
Message 10 of 13
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