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@Anonymous wrote:
Has anyone had a big cld with Amex for low spending and usage on the card?
AA and even CLI's and other positive actions aren't just about usage on the account. One's entire credit profile matters.
Some creditors may reduce limits due to lack of usage but AmEx is not one of them.
My TE is at $25K and sees even less use than what you indicate.
@Anonymous wrote:
Has anyone had a big cld with Amex for low spending and usage on the card? I only spend around 50-100 a month on it since I'm steadily paying other stuff off. With a 10k limit do you think they may lower the limit to something like 1k since I'm not a heavy user?
Last year one of my family member got a CLD due to not enough usage. It went from $4,000 to $1,000.