@LTomBerry wrote:
I applied for Blue Cash in mid 2010 with ~700 score and got shot down for baddies from 2003 and 2005. Re-applied in Aug 2011 with 764 EX and no baddies, got approved for BCP with $19.3K CL, recently CLI'd to $21.8K. It's worth it to wait a few months, especially if you know something in your report will change significantly between now & then.
What baddies did you have in 2003 and 2005? I have late payments from 2008. They approved me for a Zync but now I'm worried because eventually I want BCP.
Current Cards: Banana Republic Visa ($5,300), Chase Freedom ($2,000), Discover It ($11,500), Amex Costco True Earnings ($5,000), Chase Slate ($2,500)