Credit Cards Center Credit cards from our partners
Reply
Established Member
Posts: 107
Registered: ‎12-12-2013
0

amex blue cash everyday

hey guys , I app for amex blue cash everyday but got auto declined Smiley Sad I was wondering if I should call recon right away or wait for the letter to turn up than call recon... I know that amex recon is pretty strick so I am not expecting much but still wanna give it a bash..... thanks in advance!
Moderator
Posts: 27,207
Registered: ‎09-13-2012
0

Re: amex blue cash everyday

[ Edited ]

Feather_Hat wrote:
hey guys , I app for amex blue cash everyday but got auto declined Smiley Sad I was wondering if I should call recon right away or wait for the letter to turn up than call recon... I know that amex recon is pretty strick so I am not expecting much but still wanna give it a bash..... thanks in advance!

Amex recons are handled differently from lenders such as Chase.  You would have to demonstrate that the cr they pulled was incorrect by faxing them your credit report.  They might pull another CB upon receipt of your request.  

Established Member
Posts: 107
Registered: ‎12-12-2013
0

Re: amex blue cash everyday

thanks for reply. ouch...so basically if I dun get app through website, its no good.... Smiley Sad thats little sad. but would it still be worth a shot? and if I call, should I just say that I called to see why I got turned down?
Moderator
Posts: 27,207
Registered: ‎09-13-2012
0

Re: amex blue cash everyday


Feather_Hat wrote:
thanks for reply. ouch...so basically if I dun get app through website, its no good.... Smiley Sad thats little sad. but would it still be worth a shot? and if I call, should I just say that I called to see why I got turned down?

There is an application status https://www262.americanexpress.com/eaol/welcome.do

 

It should provide the reasons for denial.  

 

You can call and ask them to do a manual review but if you want to be successful, you need to address why it was denied.  Amex doesn't recon with explanations as to why there might be too many inq's or new accounts for example.  They want to know if there was an error on the report they pulled, that's the only thing that can be reconned. 

Established Member
Posts: 107
Registered: ‎12-12-2013
0

Re: amex blue cash everyday

thanks.again for.your.info..I catually tried that link but it keep tells me that it is not available yet. I guess I will wait for the letter. thabks again!
Highlighted
Senior Contributor
Posts: 9,340
Registered: ‎10-21-2012
0

Re: amex blue cash everyday


09Lexie wrote:

Feather_Hat wrote:
thanks for reply. ouch...so basically if I dun get app through website, its no good.... Smiley Sad thats little sad. but would it still be worth a shot? and if I call, should I just say that I called to see why I got turned down?

There is an application status https://www262.americanexpress.com/eaol/welcome.do

 

It should provide the reasons for denial.  

 

You can call and ask them to do a manual review but if you want to be successful, you need to address why it was denied.  Amex doesn't recon with explanations as to why there might be too many inq's or new accounts for example.  They want to know if there was an error on the report they pulled, that's the only thing that can be reconned. 


+1

 

I would heed Lexie's advice.  Unless there is anything that would be significantly relevant from your current CR versus what they pulled (albeit if you get yours within a week) there is nothing they will reconsider, slim to none at best. 

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.