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04-22-2009 01:27 PM - edited 04-22-2009 01:29 PM
I really wouldn't apply for an AMEX card right now due to their practices and hassles. Membership has it's rewards.
I would go with Discover because they are very customer friendly and offer good rewards. They might not approve you for a high CL like AMEX but that's why Discover is in a better financial position than AMEX.
04-22-2009 01:39 PM
04-22-2009 01:49 PM
well its upto you to apply but to qualify for AMEX cards, you can do a prequalify inquiries at the website. This is what I did back in december 2008 and I was approved for a card and I choose Blue Sky.
This is the best credit card ever of all, I was approved and the card was sent to me 1 week later by UPS mail. I didnt expect it and i was surprised by UPS EXPRESS DELIVERY and 3 months later I got a 7,500 bonus points offer which is equal to $100 off on my balance or whatever.
So far my experience with AMEX is awesome, dont know about the future but so far so good.
04-22-2009 01:53 PM
Here is a link to see what cards you are prequalifed for. Its a soft inquiry, so it doesn't hurt.
Hope this helps! Let us know if you get a card.