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New Contributor
2007credit
Posts: 66
Registered: ‎08-26-2007
0

amex card to apply for

I have a 700 even score on all three CB's...695 on one

 

which amex card can I qualify for? 

Frequent Contributor
CreditCard101
Posts: 401
Registered: ‎02-23-2009

Re: amex card to apply for

I am sure you qualify for most of the cards that are not NO PRE-SET spending limit.

Choose any cards and you'll be okay..

New Contributor
2007credit
Posts: 66
Registered: ‎08-26-2007
0

Re: amex card to apply for

really? thanks

 

wondering if even in this climate is AMEX is approving new accounts, if you know? 

Established Contributor
YoungEntrepeneur
Posts: 586
Registered: ‎03-03-2009

Re: amex card to apply for

[ Edited ]

I really wouldn't apply for an AMEX card right now due to their practices and hassles. Membership has it's rewards.

 

I would go with Discover because they are very customer friendly and offer good rewards. They might not approve you for a high CL like AMEX but that's why Discover is in a better financial position than AMEX.

Message Edited by YoungEntrepeneur on 04-22-2009 01:29 PM
New Contributor
2007credit
Posts: 66
Registered: ‎08-26-2007
0

Re: amex card to apply for

ok good to know

 

does Discover just have one type of card? or multiple types like Amex? 

Established Contributor
YoungEntrepeneur
Posts: 586
Registered: ‎03-03-2009
0

Re: amex card to apply for

I believe they have 3-4 cards. The ones I can think of at the moment are the Discover Motiva, Discover More, and the Discover Open Road. They're all good cards and while the Motiva card doesn't offer a good rewards program like the Discover More, it's the easiest card to get approved for through Discover.
Regular Contributor
sammyfire2001
Posts: 227
Registered: ‎03-12-2008
0

Re: amex card to apply for

They have different cards.  You should go to their website and check them out.
As of Jan 2009: EX - 659 EQ - 666 TU - 681

As of 2/13/09: EX - 648 (My last EX Fico)
Established Contributor
YoungEntrepeneur
Posts: 586
Registered: ‎03-03-2009
0

Re: amex card to apply for

They have a huge selection of card designs if that's what you're referring to.

 


sammyfire2001 wrote:
They have different cards.  You should go to their website and check them out.

 

Frequent Contributor
CreditCard101
Posts: 401
Registered: ‎02-23-2009
0

Re: amex card to apply for

2007Credit:

well its upto you to apply but to qualify for AMEX cards, you can do a prequalify inquiries at the website. This is what I did back in december 2008 and I was approved for a card and I choose Blue Sky. 

This is the best credit card ever of all, I was approved and the card was sent to me 1 week later by UPS mail. I didnt expect it and i was surprised by UPS EXPRESS DELIVERY and 3 months later I got a 7,500 bonus points offer which is equal to $100 off on my balance or whatever.

So far my experience with AMEX is awesome, dont know about the future but so far so good. 

 

Contributor
Posts: 103
Registered: ‎02-12-2009
0

Re: amex card to apply for

Here is a link to see what cards you are prequalifed for.  Its a soft inquiry, so it doesn't hurt.

 

https://www201.americanexpress.com/secure/my-special-offers?intsearchct=3|42bf1500aab19ddfea38f56ee0...

 

Hope this helps!  Let us know if you get a card.


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