Reply
Regular Contributor
Posts: 142
Registered: ‎07-01-2012
0

amex costco mail offer, does that mean I'm prequalified?

Or do they send those to all Costco members?
Staring Score:EQ 649 TU 647 EX 644
Current Score: EQ 786 TU 699 EX 746
Goal Score: 800
Wallet: SF Fire CU $5000 CL Chase Freedom 4000 CL, Chase MP $5000, WellsFargo $6000 CL, Amex Gold NPSL, Cap1 CashRewards $2500 CL, Amex BCP $12000 Discover More $1200 CSP 18000
Established Contributor
Posts: 912
Registered: ‎06-14-2012
0

Re: amex costco mail offer, does that mean I'm prequalified?


Madman94044 wrote:
Or do they send those to all Costco members?

Does it say anywhere on the mail offering that your "pre-approved" or "pre-qualified"? if not, or actually even if it does, you can go to the AMEX website to see any "pre-approved" offers you have



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Highlighted
Established Member
Posts: 24
Registered: ‎07-25-2012
0

Re: amex costco mail offer, does that mean I'm prequalified?

I don't think it's a standard Costco member mailing unless they only target specific demographics of thier membership. I'm pretty sure I'm based on the odd looks I got when I signed up most college students aren't the primary card holder on the membership account. If you want to apply for it thought I've heard it's faster to do it in the warehouse because they can verify your membership before sending your application in to AMEX. 

FICO: Ex 782(AMEX)
Cards: Amex BCE(2500), Discover(2500), Target (500)
App'd Amex & Target Jul 2012, Gardening til 2013 or beyond
Goals: Visa or MC Rewards Card after first home (2014-2015)
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.