amex fr problem

[Simplyjays]

just got approved for amex green card but... im self employed and dont have my 4506-t form yet but my accountant can provide a profit and loss file.. will that be acceptable for amex incase they feel the curious need to FR me..? can also provide bank statements from personal and business which business deposits and electronic deposits are over 200k a year much more then i listed on the application when i got approved.. this infamous fr has me freaked out... -.-

tips and answers apprecated!

[Swapmeet]

Why are you so worried about an FR? Despite some noise on the forums sometimes, they are not all that common....

[Simplyjays]

LOL why wouldnt i dont you see all the FR prophets we have on this site? its enough to mark the ending days of our amex cards! =/

[GoldenloveNY]

You mean to tell me they haven't FR you yet? This is strange indeed. I'll be worry if I was you..... 

[Swapmeet]

Don't worry about it bro. I started getting nervous when I was reading some of the propaganda on here, but I noticed that most people ranting about it have not even had an FR. In fact, some have not even had an AMEX...lol.

[myjourney]

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@Swapmeet wrote:

Don't worry about it bro. I started getting nervous when I was reading some of the propaganda on here, but I noticed that most people ranting about it have not even had an FR. In fact, some have not even had an AMEX...lol.

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So true 

[Simplyjays]

see LOL! doomsday is to come with comments like that

[myjourney]

I also wouldn't worry about it as swapmeet said take some of it with a grain of salt 

[LS2982]

Rules of thumb with AMEX to avoid FR:

-PIF. Even on revolvers. AMEX hates balances that go over a period of time.

-Never overstate your income on an app. It will haunt you in the long run. If you think AMEX does not have people analyzing your spending habits think again.

-Keep your file clean. AMEX is notorious for SP'ing constantly on someone's file. They keep a close eye on you.

You keep these bullets in mind you'll avoid an FR. Simple as that.

[j_casteel]

If you're so worried about being FR'd then why get an AMEX.

FYI, if you are going to run a business with it then I would get a business card from them or they will catch on and shut you down.