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As for opting out, I don't know. I thought that worked pretty effectively. Does it perhaps only mean they can't pull info from your CR. I wonder if you can still get offers via other things you might have signed up for that share your information. In other words, is the opt out like a do not send list that says they can't send info to certain people, or does it just block your CR? Maybe someone can clarify.
@Walt_K wrote:As for opting out, I don't know. I thought that worked pretty effectively. Does it perhaps only mean they can't pull info from your CR. I wonder if you can still get offers via other things you might have signed up for that share your information. In other words, is the opt out like a do not send list that says they can't send info to certain people, or does it just block your CR? Maybe someone can clarify.
The opt out means only people you do business with can look at your CR. After I opted out I never received any CC offers, but it's not technically a no-mail list.
This said, it would be strange if you were to receive pre-approved offers...