Just an fyi, it might be helpful to some if in a pinch. I just logged in to amex site to pay my bce bill and was suprized to see no min pmt due, my pmt is due on the 22, and i didn't make any payments, however i did return about $40 in merch and the store issued the credit back to my card, that is the only payment/credit showing online. the min pmt was 35 on the statement. Don't know if this is just a fluke w/ their recent redsign of the site or their nomal practice. i can't say i would recommend using this tatic on a reg basis but it may come in handy if someone was running low on cash and could just return something. i did end up paying 90% fo the balance anyway, i never thought merchant credits would be applied towards any min pmt due, but it looks like they do. Has anyone else noticed this w/ amex or any other card?
Amx BCE-25k,Amx Zync-NSPL
Barclay's Mastercard-13.5k
Credit Union Visa-1k
Discover-24k, Khols-2k
