amex or not

[Anonymous]

Howdy Folks,

                     I wanted your advice on some credit issues please.

My score right now is 660 but i expect around 690 in the next 90 days. I just traded one car loan for another and paid off one more.

I want a amex or another higher end credit card but on my credit has a medical debt from the army(I didn't wnat to use medical at ft hood and went to md anderson in houston).

My question is if my fico score is around 690-700 will that be enough to get a decent credit card? I have several already with low balances but I just want a better card. Will they approve or not based on my fico or will the med debt affect me?

Thank you!!

[Anonymous]

Try the prequal form with Amex or go with Chase.

[unknown_entity]

Try B of A and the Credit Unions like PenFed, CCCU, and also Chase and Citi have some good CL's.

[FretlessMayhem]

660 should be more than enough for a Gold Delta SkyMiles from Amex as long as you don't have any recent baddies.

[haulingthescoreup]

If you're really expecting a significant score increase, hold off until then. Your offers will be a lot better.

Don't expect big score changes from the loans. As long as you have an open loan, you won't see a whole lot of score action from that.

[fused]

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templarklimek wrote:

Howdy Folks,

                     I wanted your advice on some credit issues please.

My score right now is 660 but i expect around 690 in the next 90 days. I just traded one car loan for another and paid off one more.

I want a amex or another higher end credit card but on my credit has a medical debt from the army(I didn't wnat to use medical at ft hood and went to md anderson in houston).

My question is if my fico score is around 690-700 will that be enough to get a decent credit card? I have several already with low balances but I just want a better card. Will they approve or not based on my fico or will the med debt affect me?

Thank you!!

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I agree with hauling! Also, how old is the med collection? Is this collection on all three of your reports?