cancel
Showing results for 
Search instead for 
Did you mean: 

amex payments?

Valued Contributor

amex payments?

with amex charge cards what is the real payment date? i spoke to several CSR's and they all said 30 days. i have a payment due the 23rd with is 15 days from when the statement cut. i called and made a payment to be made on the 24th is that ok? 


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Message 1 of 19
18 REPLIES
Valued Contributor

Re: amex payments?

My statement end date is the 23rd; if I don't have a store zero reporting then the reports reflect a balance. I then have until the 8th to pay in full.
Message 2 of 19
Valued Contributor

Re: amex payments?

Oops, typo. The STORE shouldn't be there!
Message 3 of 19
Valued Contributor

Re: amex payments?

ok but how come amex gives us such sort amount of time to pay. i called and set everything up CSR said nothing will happen. because as long as the payment is made before the next closing date its fine. 


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Message 4 of 19
Valued Contributor

Re: amex payments?

Are you telling us, that you are struggling to pif a charge card BY the due date?

5/2012: 560 credit scores across the board
12/2014 750+
3/2017 780+
5/2017 800+
Message 5 of 19
Valued Contributor

Re: amex payments?

no something might be coming up so i wanted to make sure but i should be able to. 


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Message 6 of 19
Mega Contributor

Re: amex payments?


afbar1114 wrote:

with amex charge cards what is the real payment date? i spoke to several CSR's and they all said 30 days. i have a payment due the 23rd with is 15 days from when the statement cut. i called and made a payment to be made on the 24th is that ok? 


If that's what the AMEX reps are telling you then I would go with that. Just don't make it a habit of going beyond the "Please Pay By" date.

 




EQ FICO 548 3/3/16
Message 7 of 19
Frequent Contributor

Re: amex payments?

My understanding is that you pay 30 days after your last statement. For example, in my case my statement cuts on the 3rd of the month .. I have 15 days to pay in full .. but the 18th marks 30 days since my last payment!


Message 8 of 19
Valued Contributor

Re: amex payments?

i never have and never will again. i hate doing that. something came up with school and i needed to pay. but i realiezed i sent in other payments to early so i canceled them  and now i a good. i was send them in like 3 weeks early. i can just wait til next pay check and paythem. 


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Message 9 of 19
Valued Contributor

Re: amex payments?


altayar wrote:

My understanding is that you pay 30 days after your last statement. For example, in my case my statement cuts on the 3rd of the month .. I have 15 days to pay in full .. but the 18th marks 30 days since my last payment!


thats what i thought and 15 days is kind of a short time. i mean arent cards 21 days or something like that? 


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Message 10 of 19