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Valued Contributor
Posts: 2,179
Registered: ‎01-09-2012
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amex payments?

with amex charge cards what is the real payment date? i spoke to several CSR's and they all said 30 days. i have a payment due the 23rd with is 15 days from when the statement cut. i called and made a payment to be made on the 24th is that ok? 


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
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Valued Contributor
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Registered: ‎04-18-2008
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Re: amex payments?

My statement end date is the 23rd; if I don't have a store zero reporting then the reports reflect a balance. I then have until the 8th to pay in full.
Valued Contributor
Posts: 1,413
Registered: ‎04-18-2008
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Re: amex payments?

Oops, typo. The STORE shouldn't be there!
Valued Contributor
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Registered: ‎01-09-2012
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Re: amex payments?

ok but how come amex gives us such sort amount of time to pay. i called and set everything up CSR said nothing will happen. because as long as the payment is made before the next closing date its fine. 


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Valued Contributor
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Registered: ‎02-09-2012
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Re: amex payments?

Are you telling us, that you are struggling to pif a charge card BY the due date?

5/2012: 560 credit scores across the board and $500 secured CC
12/2014: 750+ scores across the board and $80k in revolving credit

Get those baddies removed!!!
Valued Contributor
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Registered: ‎01-09-2012
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Re: amex payments?

no something might be coming up so i wanted to make sure but i should be able to. 


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Mega Contributor
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Registered: ‎04-09-2011
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Re: amex payments?


afbar1114 wrote:

with amex charge cards what is the real payment date? i spoke to several CSR's and they all said 30 days. i have a payment due the 23rd with is 15 days from when the statement cut. i called and made a payment to be made on the 24th is that ok? 


If that's what the AMEX reps are telling you then I would go with that. Just don't make it a habit of going beyond the "Please Pay By" date.

 




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Registered: ‎08-19-2010
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Re: amex payments?

My understanding is that you pay 30 days after your last statement. For example, in my case my statement cuts on the 3rd of the month .. I have 15 days to pay in full .. but the 18th marks 30 days since my last payment!

Valued Contributor
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Re: amex payments?

i never have and never will again. i hate doing that. something came up with school and i needed to pay. but i realiezed i sent in other payments to early so i canceled them  and now i a good. i was send them in like 3 weeks early. i can just wait til next pay check and paythem. 


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Valued Contributor
Posts: 2,179
Registered: ‎01-09-2012
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Re: amex payments?


altayar wrote:

My understanding is that you pay 30 days after your last statement. For example, in my case my statement cuts on the 3rd of the month .. I have 15 days to pay in full .. but the 18th marks 30 days since my last payment!


thats what i thought and 15 days is kind of a short time. i mean arent cards 21 days or something like that? 


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
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