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amex preselect site?

Frequent Contributor

amex preselect site?

I keep getting amex inivitations to apply for their gold card, after the third or fourth one this fall I went to the site and it said I was preselected for a couple of their cards. Not sure what the benefit of a AMEX is over a regular card.

 

Not sure I could even qualify, I have a eq of 651, annual in. $63k. Credit history of 3 years, I haven't had any hard pulls in a year and a half except for one a few months back for new cellular service.

 

The cards that I have with the highest balances are paypal $4800/6000 and Alaska Air sig $3400/5000. The other 4 cards I have balances with I owe $750 or less on each that I pif bi-monthly. 

 

Only have two vehicle loans, $700/19000 and $6900/14500.

AkAir $50k | Marriott $65k | Local CU $8k
TU: 770 / EQ: 748 / EX: 769
Message 1 of 3
2 REPLIES
Valued Contributor

Re: amex preselect site?


revvystoke wrote:

I keep getting amex inivitations to apply for their gold card, after the third or fourth one this fall I went to the site and it said I was preselected for a couple of their cards. Not sure what the benefit of a AMEX is over a regular card.

 

Not sure I could even qualify, I have a eq of 651, annual in. $63k. Credit history of 3 years, I haven't had any hard pulls in a year and a half except for one a few months back for new cellular service.

 

The cards that I have with the highest balances are paypal $4800/6000 and Alaska Air sig $3400/5000. The other 4 cards I have balances with I owe $750 or less on each that I pif bi-monthly. 

 

Only have two vehicle loans, $700/19000 and $6900/14500.


You should be looking for a card that offers a promotional interest fee period. You need to get those cards that have a balance paid off ASAP.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 2 of 3
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Valued Contributor

Re: amex preselect site?

You may be able to get approved for the Chase Slate.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 3 of 3